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RBA Glossary definition for HAC Rule

HAC Rule – Honour All Cards Rule

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Appendix A: Trends in the Australian Financial System | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector |…

6 Sep 1996 Submissions
Submission to the Financial System Inquiry Appendix A: Trends in the Australian Financial System. Published as Occasional Paper No. 14. 6 September 1996. Download 604. KB. Like other industrial countries, Australia has experienced major changes to
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-a.html

Submission to the Financial System Inquiry March 2014

10 Nov 2017 Submissions PDF 3041KB
Financial System Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/pdf/financial-system-inquiry-2014-03.pdf

Appendix C: Should Bank Supervision Be Carried Out by the Central Bank or by a Separate Authority? | Submission to the Financial System…

6 Sep 1996 Submissions
A related argument is that a stand-alone supervisor would develop a culture based on rules and their interpretation, and hence tend to be dominated by lawyers, and possibly accountants. ... This creative tension would tend to reduce the extent to which
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-c.html

List of tables | Hedge Funds, Financial Stability and Market Integrity – March 1999 | Financial Sector | Submissions

1 Mar 1999 Submissions
Over five years. 1.5. 7.5. 10.0. 8.0. 15.0. Table C2: Calculating Total Exposures (‘Rule-of-thumb’ Approach).
https://www.rba.gov.au/publications/submissions/financial-sector/hedge-funds-financial-stability-and-market-integrity/tables.html

Developments and Innovation in the Payments System | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…

1 Mar 2014 Submissions
the ‘no-surcharge’ rules; and (b) required merchants to take all cards associated with a particular scheme's brand – the ‘honour-all-cards’ rule. ... Scheme rules. The PSB has also introduced regulation to address several scheme rules that it
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/developments-and-innovation.html

Sources and Management of Systemic Risk | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
This pattern of relative loss rates is also evident in other countries and enshrined in international rules on bank capital requirements.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sources-and-management-of-systemic-risk.html

The Payments System | Supplementary Submission to the Financial System Inquiry – August 2014 | Financial Sector | Submissions

1 Aug 2014 Submissions
Accordingly, the Bank does not support the option of allowing established payment schemes to reintroduce ‘no-surcharge’ rules. ... A number of other jurisdictions have followed the PSB's reforms and have also banned restrictive no-surcharging rules.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-08/payments-system.html

Organisation of Prudential Supervision | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions

6 Sep 1996 Submissions
In similar fashion, a stand-alone supervisor is more likely to develop a rules-based culture, with lawyers and accountants predominant. ... This has the effect of softening the dependence on rules and introduces a higher degree of ‘market
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/organisation-of-prudential-supervision.html

Executive Summary | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions

6 Sep 1996 Submissions
value. It is stretching the definition to call these disclosure rules prudential regulation. ... Many financial institutions face rules on consumer protection imposed by State regulations, the ASC, ISC and Industry Codes of Conduct.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/executive-summary.html

Inquiry by the Senate Economics References Committee into Bank Funding Guarantees – Joint Submission from the RBA and APRA

27 Jul 2009 Submissions PDF 98KB
Inquiry into the Bank Funding Guarantees
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-bank-funding-guarantees/pdf/inquiry-bank-funding-guarantees.pdf