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RBA Glossary definition for HAC Rule

HAC Rule – Honour All Cards Rule

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Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees - 21 March 2003

7 May 2008 Submissions PDF 26KB
Reform of Debit Card (EFTPOS) Interchange Fees
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/pdf/eftpos-interchange-fees.pdf

Submission to the Inquiry into Digital Currency

1 Dec 2014 Submissions PDF 652KB
https://www.rba.gov.au/publications/submissions/payments-system/pdf/inquiry-digital-currency-2014-11.pdf

Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees – 21 March 2003 | Payments System | Submissions

21 Mar 2003 Submissions
The applicants have suggested that access issues are more appropriately dealt with in the context of reauthorisation of the APCA Consumer Electronic Clearing System (CECS) rules, rather than in the current ... Since the CECS rules set the operating
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/

Supplementary Submission to the Senate Select Committee on Financial Technology and Regulatory Technology

9 Feb 2021 Submissions PDF 565KB
FINMA is considering the application and has indicated that Diem will be subject to the principle of ‘same risks, same rules’ – that is, if Diem poses bank-like risks it will
https://www.rba.gov.au/publications/submissions/payments-system/pdf/supplementary-submission-technology-12-2020.pdf

Submission to the Independent Review of the Public Governance, Performance and Accountability Act 2013 | Performance and Accountability |…

1 Nov 2017 Submissions
and associated regulations, orders and directions to regulation under the PGPA Act and the Rule has been relatively straightforward for the Reserve Bank. ... That submission was made on 23 March 2017 and proposed changes to sections 12, 13, 14 and 15 of
https://www.rba.gov.au/publications/submissions/other/submission-to-the-independent-review-of-the-public-governance-performance/index.html

Submission to the Inquiry into Development of the Commonwealth Performance Framework

18 Jun 2015 Submissions PDF 206KB
Inquiry into Development of the Commonwealth Performance Framework
https://www.rba.gov.au/publications/submissions/other/pdf/inquiry-development-of-commonwealth-performance-framework.pdf

Background to Introduction of the Guarantee Arrangements | Joint Submission from the RBA and APRA to the Inquiry into Bank Funding…

1 Jul 2009 Submissions
The guarantee arrangements became fully operational on 28 November after a period of close co-ordination between Council agencies – in consultation with ADIs – to establish the necessary rules, processes, documentation and
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-bank-funding-guarantees/background.html

References | Supplementary Submission to the Financial System Inquiry – August 2014 | Financial Sector | Submissions

1 Aug 2014 Submissions
Federal Reserve System (2011), ‘Regulation II, Debit Card Interchange Fees and Routing; Final Rule’, 12 CFR Part 235, Federal Register, Vol 76, No 139. ... Available at <https://www.imf.org/external/pubs/ft/scr/2012/cr12308.pdf>. Keppo J and J Korte
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-08/references.html

Appendix E: Oversight of Financial Conglomerates – International Developments | Submission to the Financial System Inquiry – 6 September…

6 Sep 1996 Submissions
It suggested that these techniques might form the basis of a set of minimum ground rules and that some form of mutual recognition of their acceptability by regulators would be desirable. ... While the Tripartite Group acknowledged that differences
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-e.html

Proposed Merger Between Armaguard and Prosegur

17 Apr 2023 Submissions PDF 228KB
ACDES provides rules for the exchange and distribution of wholesale cash between ACDES participants (ANZ, CBA, Westpac and NAB – the Applicants are not ACDES participants).
https://www.rba.gov.au/publications/submissions/payments-system/pdf/proposed-merger-armaguard-and-prosegur-submission-april-2023.pdf