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RBA Glossary definition for HAC Rule
HAC Rule – Honour All Cards Rule
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Submission to the ACCC: eBay and PayPal – 2 May 2008 | Payments System | Submissions
2 May 2008
Submissions
payments. One way in which these competitive pressures can be limited is by ‘tying’ rules. ... Another restriction on merchants that can limit competition is the ‘no surcharge’ rule.
https://www.rba.gov.au/publications/submissions/payments-system/ebay-and-paypal/
Submission to the ACCC: eBay and PayPal – 2 May 2008
18 Jul 2008
Submissions
PDF
16KB
Submission to the ACCC: eBay and PayPal
https://www.rba.gov.au/publications/submissions/payments-system/ebay-and-paypal/pdf/ebay-and-paypal.pdf
Reforms to the Payment Systems (Regulation) Act 1998
20 Dec 2023
Submissions
PDF
306KB
that merchants choosing to accept Mastercard or Visa credit cards are not obliged by scheme rules to.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/treasury-consultation-on-reforms-to-the-psra-submission-07-07-2023.pdf
Proposed Merger Between Armaguard and Prosegur – April 2023 | Responses and Options Paper
24 May 2023
Submissions
ACDES provides rules for the exchange and distribution of wholesale cash between ACDES participants (ANZ, CBA, Westpac and NAB – the Applicants are not ACDES participants).
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-april-2023/index.html
Submission to the Inquiry Into Public Governance, Performance and Accountability Act 2013 Rules Development
20 Mar 2014
Submissions
PDF
126KB
Inquiry Into Public Governance, Performance and Accountability Act 2013 Rules Development
https://www.rba.gov.au/publications/submissions/other/inquiry-public-governance-performance-and-accountability-act-rules-development/pdf/inquiry-public-governance-performance-and-accountability-act-rules-development.pdf
Submission to the Senate Select Committee on Financial Technology and Regulatory Technology
9 Jan 2020
Submissions
PDF
797KB
revision of the NPP operating rules, participation requirements and risk-management controls’ which. ... these services should be subject to the same surcharging rules as traditional card payment.
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/pdf/financial-and-regulatory-technology.pdf
Proposed Merger Between ASX and SFE - 13 April 2006
7 May 2008
Submissions
PDF
32KB
Submission to the ACCC regarding proposed merger between ASX and SFE
https://www.rba.gov.au/publications/submissions/payments-system/pdf/proposed-asx-sfe-merger.pdf
Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees - 21 March 2003
7 May 2008
Submissions
PDF
26KB
Reform of Debit Card (EFTPOS) Interchange Fees
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/pdf/eftpos-interchange-fees.pdf
Submission to the Independent Review of the Public Governance, Performance and Accountability Act 2013 | Performance and Accountability |…
1 Nov 2017
Submissions
and associated regulations, orders and directions to regulation under the PGPA Act and the Rule has been relatively straightforward for the Reserve Bank. ... That submission was made on 23 March 2017 and proposed changes to sections 12, 13, 14 and 15 of
https://www.rba.gov.au/publications/submissions/other/submission-to-the-independent-review-of-the-public-governance-performance/index.html
Submission to Payments System Review
3 Feb 2021
Submissions
PDF
1155KB
rules governing the operation of the system.’ Subsequent case law has provided some interpretation. ... rules that prevent merchants from recovering the cost of acceptance from BNPL users.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/submission-to-payments-system-review-01-2021.pdf