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RBA Glossary definition for HAC Rule
HAC Rule – Honour All Cards Rule
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Designation of the EFTPOS System | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | …
8 Jun 2012
Consultations
designate the EFTPOS system, where the system is defined as one based on EPAL's Scheme Rules. ... the current rules and governance structure for the system by revoking the original designation and imposing a new one.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/designation-efpos-system.html
Interchange Fees Standard | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 |…
8 Jun 2012
Consultations
Under EPAL's Scheme Rules both parties need to agree to a bilateral interchange rate, otherwise the multilateral interchange fee schedule applies. ... among its members (Option 4) or limit interchange fees to a new range (Option 2) via its Scheme Rules.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/interchange-fees-std.html
Conclusion and Next Steps | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 |…
8 Jun 2012
Consultations
Download the complete document 519. KB. The Board has decided to designate the EFTPOS system, based on a narrow definition of that system focused on EPAL's Scheme Rules.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/conclusion-next-steps.html
Attachment | A Variation to the Access Regime for the ATM System: Consultation Document – May 2012 | Consultations
29 May 2012
Consultations
15. 16. The administrator of an ATM sub-network must publish the rules that govern access to the sub-network.
https://www.rba.gov.au/publications/consultations/201205-acc-reg-atm-sys-cons-doc/attachment.html
A Variation to the Access Regime for the ATM System: Consultation Document May 2012
28 May 2012
Consultations
PDF
804KB
15. 16. The administrator of an ATM sub-network must publish the rules that govern access to the sub-network.
https://www.rba.gov.au/publications/consultations/201205-acc-reg-atm-sys-cons-doc/pdf/201205-acc-reg-atm-sysm-cons-doc.pdf
Reviewing the Designation of the eftpos System | Review of Card Surcharging: A Consultation Document June 2011 | Consultations
9 Mar 2012
Consultations
As a result, a number of references to the eftpos system have been removed from APCA's CECS manual and replaced with reference to ePAL's rules. ... This might involve making reference to ePAL's scheme rules while also including other arrangements
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/efpos-system.html
Background | Review of the Regulatory Framework for the eftpos System: Consultation on Designation March 2012 | Consultations
9 Mar 2012
Consultations
rules set collectively via the Australian Payments Clearing Association (APCA). ... ePAL has established scheme rules, which cover aspects of access and interchange fees, as well as technical operational and security rules for its members.
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/background.html
Review of the Regulatory Framework for the eftpos System: Consultation on Designation - March 2012
8 Mar 2012
Consultations
PDF
1032KB
ePAL has established scheme rules, which cover aspects of access and interchange fees, as well as technical operational and security rules for its members. ... This might involve making reference to ePAL’s scheme rules while also including other
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/pdf/201203-replacing-eftpos-designation.pdf
Review of Card Surcharging: A Consultation Document - June 2011
31 Jan 2012
Consultations
PDF
596KB
Payments System Board Consultation on Card Surcharging
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/pdf/201106-review-card-surcharging.pdf
A Variation to the Surcharging Standards: A Consultation Document - December 2011
16 Dec 2011
Consultations
PDF
1016KB
Surcharging Standards
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/pdf/201112-variation-surcharging-standards.pdf