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RBA Glossary definition for HAC Rule
HAC Rule – Honour All Cards Rule
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The Effect of Least-cost Routing on Merchant Payment Costs
18 Apr 2024
Bulletin
– April 2024
The RBA supports all merchants being able to choose the card network used to process debit transactions – a functionality known as least-cost routing (LCR) – with the aim of increasing competition and reducing the cost of accepting card payments.
https://www.rba.gov.au/publications/bulletin/2024/apr/the-effect-of-least-cost-routing-on-merchant-payment-costs.html
Bulletin
17 Apr 2024
Bulletin
- April 2024
PDF
7253KB
https://www.rba.gov.au/publications/bulletin/2024/apr/pdf/bulletin-2024-04.pdf
The Effect of Least-cost Routing on Merchant Payment Costs
17 Apr 2024
Bulletin
- April 2024
PDF
746KB
https://www.rba.gov.au/publications/bulletin/2024/apr/pdf/the-effect-of-least-cost-routing-on-merchant-payment-costs.pdf
Increasing the Threshold for the Application of the Financial Stability Standards for Securities Settlement Facilities: Conclusions Paper
15 Apr 2024
Consultations
PDF
506KB
1.5 A securities settlement facility should have rules, procedures and contracts that are enforceable in all relevant jurisdictions. ... 7.1 A securities settlement facility’s rules and procedures should clearly define the point at which settlement is
https://www.rba.gov.au/publications/consultations/2023-11-increasing-the-fss-threshold-for-sffs/pdf/2023-11-increasing-the-fss-threshold-for-sffs-conclusions-paper.pdf
Bulletin September Quarter 2023
15 Feb 2024
Bulletin
- September 2023
PDF
8611KB
https://www.rba.gov.au/publications/bulletin/2023/sep/pdf/bulletin-2023-09.pdf
Adoption of General-purpose Technologies (GPT) in Australia: The Role of Skills
15 Feb 2024
Bulletin
- September 2023
PDF
460KB
https://www.rba.gov.au/publications/bulletin/2023/sep/pdf/adoption-of-general-purpose-technologies-gpt-in-australia-the-role-of-skills.pdf
Increasing the Threshold for the Application of the Financial Stability Standards for Securities Settlement Facilities
23 Nov 2023
Consultations
PDF
511KB
These. rules and procedures should address how potentially uncovered credit losses would be. ... same-day settlement of payment obligations. These rules and procedures should also indicate.
https://www.rba.gov.au/publications/consultations/2023-11-increasing-the-fss-threshold-for-sffs/pdf/2023-11-increasing-the-fss-threshold-for-sffs.pdf
Bulletin June Quarter 2023
29 Sep 2023
Bulletin
- June 2023
PDF
7089KB
https://www.rba.gov.au/publications/bulletin/2023/jun/pdf/bulletin-2023-06.pdf
Adoption of General-purpose Technologies (GPT) in Australia: The Role of Skills
21 Sep 2023
Bulletin
– September 2023
General-purpose technologies (GPT) have the potential to transform how we work, to change the skills we need and to drive productivity growth.
https://www.rba.gov.au/publications/bulletin/2023/sep/adoption-of-general-purpose-technologies-gpt-in-australia-the-role-of-skills.html
The Australian Debit Card Market: Default Settings and Tokenisation
19 Jun 2023
Consultations
PDF
397KB
This is the practical effect. of the limitations in the international networks’ scheme rules and policies regarding the use of cards. ... 4 LCR may be implemented in different forms. For example, it may take the form of: (a) a simple binary decision
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/pdf/202306-issues-paper-australian-debit-card-market.pdf