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RBA Glossary definition for Four Pillars Policy

Four Pillars Policy – An Australian Government policy that there should be no fewer than four major banks to maintain appropriate levels of competition in the banking sector.

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Project Scope | ISO 20022 Migration for the Australian Payments System – Responses and Options Paper – September 2019

31 Dec 2002 Consultations
Box A considers the implications of the HVCS being migrated to using NPP infrastructure, using the APC's four desirable characteristics of an effective payment system. : ... Under the existing RBA tiering arrangements set out in the ESA Policy, at least
https://www.rba.gov.au/publications/consultations/201909-iso-20022-migration-for-the-australian-payments-system-responses-options/project-scope.html

Submission to the Inquiry into Affordable Housing - February 2014

17 Mar 2014 Submissions PDF 1303KB
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-affordable-housing/pdf/inquiry-affordable-housing.pdf

Appendix A: Trends in the Australian Financial System | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector |…

6 Sep 1996 Submissions
The first, already outlined in the preceding section, was the development of financial regulatory policy and its interaction with performance of the different groups of intermediaries. ... The structure of the industry has been influenced by a number of
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-a.html

Submission to the Inquiry into Housing Affordability and Supply in Australia

20 Sep 2021 Submissions PDF 1496KB
housing, and in turn housing affordability. These policies can produce incentives that increase. ... own additional properties as an investment asset. These policies therefore affect the balance of.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-housing-affordability-and-supply-in-australia/pdf/inquiry-into-housing-affordability-and-supply-in-australia.pdf

Appendix C: Should Bank Supervision Be Carried Out by the Central Bank or by a Separate Authority? | Submission to the Financial System…

6 Sep 1996 Submissions
The three main arguments for a separation of bank supervision and monetary policy are:. ... the synergies and conflicts between supervision and monetary policy;. organisational and cultural issues.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-c.html

Competition in the Australian Financial System - March 2018

21 Mar 2018 Submissions PDF 503KB
Supplementary Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system-2018-03/pdf/supplementary-submission-to-productivity-commission-march-2018.pdf

Appendix 1: Changes to Bank Regulations | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector…

1 Jan 1991 Submissions
Since the early 1960s, the RBA had used quantitative controls on bank lending in its monetary policy. ... December. The maximum term on trading bank fixed deposits was increased from two to four years.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/appendix-1.html

Banking Industry.indd

7 Jun 2004 Submissions PDF 522KB
work of monetary policy has been done by rising interest rates and less by credit rationing. ... Notwithstanding the lags involved, however, monetary policy pursued through market operations has proved effective.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/pdf/inquiry-australian-banking-industry.pdf

Joint RBA-APRA Submission to the Inquiry into Home Lending Practices and Processes – August 2007 | Housing and Housing Finance | Submissions

8 Aug 2007 Submissions
Joint RBA-APRA Submission to the Inquiry into Home Lending Practices and Processes – August 2007
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-home-loan-lending-practices-and-processes/

Notes on Bank Fees on Small Businesses – November 1999 | Bank Fees and Margins | Submissions

25 Nov 1999 Submissions
Notes on Bank Fees on Small Businesses – November 1999
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/