Search: Four Pillars Policy
RBA Glossary definition for Four Pillars Policy
Four Pillars Policy – An Australian Government policy that there should be no fewer than four major banks to maintain appropriate levels of competition in the banking sector.
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Why Financial Stability Matters, and What We Can Do About It
4 Jun 2014
Speech
Speech by Luci Ellis to the University of Adelaide
https://www.rba.gov.au/speeches/2014/sp-so-fs-040614.html
Competition and Consumer Regulation | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions
6 Sep 1996
Submissions
These have been the ‘six pillars’ policy, which has prevented mergers between the four largest banks and large life offices, and the ‘four plus one’ interpretation of the provisions of the ... The ‘six pillars’ policy has its origins in the
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/competition-and-consumer-regulation.html
Developments in the Financial System Architecture
10 Mar 2015
FSR
– March 2015
As discussed in the previous Review, particular focus recently has been on two policy measures affecting global systemically important banks (G-SIBs). ... In Mexico, 12 out of 14 components were assessed as compliant, while the countercyclical buffer and
https://www.rba.gov.au/publications/fsr/2015/mar/dev-fin-sys-arch.html
Sources and Management of Systemic Risk | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
There are other, less direct, ways in which the four major banks are important to the Australian financial system and the economy. ... A significant share of their international exposures are in New Zealand; all four major banks have sizeable operations
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sources-and-management-of-systemic-risk.html
Economic Trends Down Under
13 Jun 1995
Speech
Talk by Bernie Fraser to the Westpac European Economics Conference, London
https://www.rba.gov.au/speeches/1995/sp-gov-130695.html
Competition, Efficiency and Innovation in Banking | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
The operation and effects of the ‘four pillars’ policy that ensures the separation of each of the four major banks is not addressed here – it has been discussed in Chapter 4 ... Claessens S (2009), ‘Competition in the Financial Sector: Overview
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/competition-efficiency-and-innovation.html
Policy Panel | Conference – 2012
20 Aug 2012
Conferences
Another pillar of housing sector performance is prudential policy. Brazilian regulations have been generally conservative with high capital adequacy ratios (the minimum level in Brazil is 11 per cent against the ... Whenever such policies were introduced,
https://www.rba.gov.au/publications/confs/2012/policy-panel-2012.html
Reserve Bank Independence
15 Aug 1996
Speech
Talk by Bernie Fraser to the National Press Club, Canberra
https://www.rba.gov.au/speeches/1996/sp-gov-150896.html
Superannuation | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
retail funds have more than four members and offer superannuation products to the public on a commercial basis. ... accounts). Gross national saving is measured as the sum of saving from these four sectors.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/superannuation.html
The Australian Financial System
10 Mar 2012
FSR
– March 2012
The major banks' Basel II Pillar 3 disclosures provide more detail on the industry breakdown of impaired business loans and write-offs. ... These higher reinsurance costs have contributed to insurers raising their premiums, particularly on home
https://www.rba.gov.au/publications/fsr/2012/mar/aus-fin-sys.html