Search: Four Pillars Policy

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RBA Glossary definition for Four Pillars Policy

Four Pillars Policy – An Australian Government policy that there should be no fewer than four major banks to maintain appropriate levels of competition in the banking sector.

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Submission to the Financial System Inquiry March 2014

10 Nov 2017 Submissions PDF 3041KB
Financial System Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/pdf/financial-system-inquiry-2014-03.pdf

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates

14 Aug 2015 Submissions PDF 905KB
the cardholder’s bank) in each transaction in four-party card schemes (see Box B). ... A typical card transaction (Figure 1) involves four parties – the cardholder, the cardholder’s financial.
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf

Submission to the Financial System Inquiry - 6 September 1996 (Published as Occasional Paper No. 14)

25 Jul 2013 Submissions PDF 604KB
This would mean taking a fresh look at the “six pillarspolicy which prevents mergers between any of the four largest banks and the twolargest life offices. ... Thus, these products are different in kind as well asdegree of risk to deposits or
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/pdf/financial-system-inquiry-1996.pdf

Submission to Payments System Review

3 Feb 2021 Submissions PDF 1155KB
delivering consistent and well-informed payments–related policy and avoiding regulatory gaps. Government. ... engaging in extensive consultation with stakeholders on a wide range of policy issues.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/submission-to-payments-system-review-01-2021.pdf

Submission to the Senate Select Committee on Financial Technology and Regulatory Technology

9 Jan 2020 Submissions PDF 797KB
payments infrastructure. There are four ways that businesses can connect to the NPP:. ... regulatory risks, including to consumer/investor protection, data privacy, monetary policy, and financial.
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/pdf/financial-and-regulatory-technology.pdf

Inquiry into home loan lending practices and processes

30 Aug 2007 Submissions PDF 114KB
Papers submitted to House of Representatives Standing Committee on Economics, Finance and Public Administration's Inquiry into home loan lending practices and processes
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-home-loan-lending-practices-and-processes/pdf/inquiry-home-loan-lending-practices-and-processes.pdf

Submission to the Parliamentary Joint Committee on Corporations and Financial Services inquiry into Mobile payment and digital wallet…

26 May 2021 Submissions PDF 626KB
It also outlines some of the potential policy issues relevant to the Bank’s mandate in this growing area of the payments system. ... Policy considerations. The expansion of large technology platforms – sometimes referred to as ‘bigtechs’ – into
https://www.rba.gov.au/publications/submissions/payments-system/pdf/inquiry-into-mobile-payment-and-digital-wallet-financial-services.pdf

Competition in the Financial System - September 2017

19 Sep 2017 Submissions PDF 969KB
Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/pdf/submission-to-productivity-commission-september-2017.pdf

SACE Subject Consultation – Economics Renewal

3 Feb 2020 Submissions PDF 2519KB
Second, there needs to be a talented and diverse pool of economists from which organisations can recruit, particularly those organisations that make public policy decisions. ... introduction of the compulsory Research Project, encouraged more Year 12
https://www.rba.gov.au/publications/submissions/other/sace-subject-consultation-economics-renewal-july-2018/pdf/sace-subject-consultation-economics-renewal-july-2018.pdf

Submission to the Inquiry into Affordable Housing - February 2014

17 Mar 2014 Submissions PDF 1303KB
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-affordable-housing/pdf/inquiry-affordable-housing.pdf