Search: Four Pillars Policy

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RBA Glossary definition for Four Pillars Policy

Four Pillars Policy – An Australian Government policy that there should be no fewer than four major banks to maintain appropriate levels of competition in the banking sector.

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The RBA's Response to the Consultation on its Proposed RMBS Cash Flow Waterfall Reporting Template | Consultations

18 Jul 2013 Consultations
The RBA's Response to the Consultation on its Proposed RMBS Cash Flow Waterfall Reporting Template
https://www.rba.gov.au/publications/consultations/20130718-response-to-consultation-on-proposed-rmbs-cash-flow-waterfall-reporting-template.html

Dual-Network Debit Cards | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016

10 Dec 2016 Consultations
Scheme debit then experienced strong growth as the four major banks added ‘scheme’ functionality to their debit cards. ... Dual-network (or ‘co-badged’) cards have attracted the attention of policymakers in a number of other jurisdictions –
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/dual-network-debit-cards.html

Policy Options and Discussion | Review of Card Surcharging: A Consultation Document June 2011 | Consultations

7 Jun 2011 Consultations
Policy Options and Discussion. Since the 2007/08 Review, there has been increased evidence of adverse surcharging practices. ... However, it is not clear that this has been used in practice, as acquirers for the four-party schemes have little incentive
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/policy-options-discussion.html

Policy Options | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations

10 Dec 2011 Consultations
Policy Options. The Board has weighed the options regarding modification of the Standards at two levels. ... average of fees for each four-party scheme capped at 0.5 per cent of the transaction value by the Reserve Bank.
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/policy-options.html

Executive Summary | Central Clearing of OTC Derivatives in Australia June 2011 | Consultations

7 Jun 2011 Consultations
In thinking through these issues, the Council agencies have focused on four key considerations. ... For this, and other public policy reasons, the Council agencies have reservations about a mandatory clearing requirement that resulted in a systemically
https://www.rba.gov.au/publications/consultations/201106-otc-derivatives/executive-summary.html

Consultation | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations

10 Dec 2011 Consultations
By contrast, submissions from the four-party card schemes, a consumer group, an acquirer and some private citizens expressed support for a limit to be placed on surcharges, agreeing that excessive ... Its consideration of these views is incorporated in
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/consultation.html

Project Scope | ISO 20022 Migration for the Australian Payments System – Responses and Options Paper – September 2019

31 Dec 2002 Consultations
Box A considers the implications of the HVCS being migrated to using NPP infrastructure, using the APC's four desirable characteristics of an effective payment system. : ... Under the existing RBA tiering arrangements set out in the ESA Policy, at least
https://www.rba.gov.au/publications/consultations/201909-iso-20022-migration-for-the-australian-payments-system-responses-options/project-scope.html

The Environment for Innovation in the Australian Payments System | Strategic Review of Innovation in the Payments System: Issues for…

7 Jun 2011 Consultations
The literature has generated relatively few specific policy recommendations owing to the complexities of network markets. ... The Forum promotes discussion of industry policy on the efficiency of the Australian payments system.
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/issues/environment-innovation-australian.html