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RBA Glossary definition for Four Pillars Policy

Four Pillars Policy – An Australian Government policy that there should be no fewer than four major banks to maintain appropriate levels of competition in the banking sector.

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The Environment for Innovation in the Australian Payments System | Strategic Review of Innovation in the Payments System: Issues for…

7 Jun 2011 Consultations
The literature has generated relatively few specific policy recommendations owing to the complexities of network markets. ... The Forum promotes discussion of industry policy on the efficiency of the Australian payments system.
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/issues/environment-innovation-australian.html