Search: Four Pillars Policy
RBA Glossary definition for Four Pillars Policy
Four Pillars Policy – An Australian Government policy that there should be no fewer than four major banks to maintain appropriate levels of competition in the banking sector.
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Dual-Network Debit Cards | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016
10 Dec 2016
Consultations
Scheme debit then experienced strong growth as the four major banks added ‘scheme’ functionality to their debit cards. ... Dual-network (or ‘co-badged’) cards have attracted the attention of policymakers in a number of other jurisdictions –
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/dual-network-debit-cards.html
A Variation to the Surcharging Standards: A Consultation Document - December 2011
16 Dec 2011
Consultations
PDF
1016KB
Surcharging Standards
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/pdf/201112-variation-surcharging-standards.pdf
Policy Options | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations
10 Dec 2011
Consultations
Policy Options. The Board has weighed the options regarding modification of the Standards at two levels. ... average of fees for each four-party scheme capped at 0.5 per cent of the transaction value by the Reserve Bank.
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/policy-options.html
Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform
12 Jun 2012
Consultations
PDF
518KB
Consultation on the Future Regulatory Framework for the EFTPOS System
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/pdf/201206-rev-reg-frmwrk-eftpos-sys-doc.pdf
Executive Summary | Central Clearing of OTC Derivatives in Australia June 2011 | Consultations
7 Jun 2011
Consultations
In thinking through these issues, the Council agencies have focused on four key considerations. ... For this, and other public policy reasons, the Council agencies have reservations about a mandatory clearing requirement that resulted in a systemically
https://www.rba.gov.au/publications/consultations/201106-otc-derivatives/executive-summary.html
Strategic Review of Innovation in the Payments System: Issues for Consultation - June 2011
30 Jun 2011
Consultations
PDF
1163KB
Strategic Review of Innovation in the Payments System
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/issues/pdf/201106-strategic-review-innovation-issues.pdf
Consultation | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations
10 Dec 2011
Consultations
By contrast, submissions from the four-party card schemes, a consumer group, an acquirer and some private citizens expressed support for a limit to be placed on surcharges, agreeing that excessive ... Its consideration of these views is incorporated in
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/consultation.html
Review of Card Surcharging: A Consultation Document - June 2011
31 Jan 2012
Consultations
PDF
596KB
Payments System Board Consultation on Card Surcharging
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/pdf/201106-review-card-surcharging.pdf
Strategic Review of Innovation in the Payments System: Results of the Reserve Bank of Australia’s 2010 Consumer Payments Use Study - June…
30 Jun 2011
Consultations
PDF
1271KB
Strategic Review of Innovation in the Payments System
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/pdf/201106-strategic-review-innovation-results.pdf
Project Scope | ISO 20022 Migration for the Australian Payments System – Responses and Options Paper – September 2019
31 Dec 2002
Consultations
Box A considers the implications of the HVCS being migrated to using NPP infrastructure, using the APC's four desirable characteristics of an effective payment system. : ... Under the existing RBA tiering arrangements set out in the ESA Policy, at least
https://www.rba.gov.au/publications/consultations/201909-iso-20022-migration-for-the-australian-payments-system-responses-options/project-scope.html