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RBA Glossary definition for ACT

ACT – Australian Competition Tribunal

RBA Glossary definition for FOI

FOI – Freedom of Information, a regime under which individuals have the right to request access to documents from Australian Government ministers and most government agencies. The regime is established by the FOI Act.

RBA Glossary definition for FOI Act

FOI ActFreedom of Information Act 1982

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Background and Potential Issues | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations

28 May 2013 Consultations
Banking Act 1959. to include credit card issuing and acquiring in Australia in the designated MasterCard and Visa systems. ... Payment Systems (Regulation) Act 1998. on 11 April 2001 (i.e. the MasterCard and Visa credit card systems).
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/background-potential-issues.html

Options for Reform | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 | Consultations

6 Dec 2013 Consultations
In particular, the. Banking Act 1959. stipulates that only entities that are ADIs, the Reserve Bank or those with exemptions can carry on ‘banking business’ in Australia.
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/options-reform.html

Attachment | A Variation to the Access Regime for the ATM System: Consultation Document – May 2012 | Consultations

29 May 2012 Consultations
Payment Systems (Regulation) Act 1998. 2. 3. This Access Regime applies to the payment system operated within Australia known as the ATM system, which was designated as a payment system on ... terms defined in the. Payment Systems (Regulation) Act 1998.
https://www.rba.gov.au/publications/consultations/201205-acc-reg-atm-sys-cons-doc/attachment.html

Introduction | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
Payment Systems (Regulation) Act 1998. apply only to the system governed by EPAL.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/intro.html

Project Scope | ISO 20022 Migration for the Australian Payments System – Responses and Options Paper – September 2019

31 Dec 2002 Consultations
under the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (AML/CTF Act).
https://www.rba.gov.au/publications/consultations/201909-iso-20022-migration-for-the-australian-payments-system-responses-options/project-scope.html

Attachment 2 | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
This Standard is determined under Section 18 of the. Payment Systems (Regulation) Act 1998. ... acquirer;. terms defined in the. Payment Systems (Regulation) Act 1998. have the same meaning in this Standard.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/attachment-2.html

Dual-Network Debit Cards | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016

10 Dec 2016 Consultations
In the United States, Section 1075 of the 2010 Dodd-Frank Act, known as the Durbin Amendment, provided for a number of reforms to the debit card market with the intention
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/dual-network-debit-cards.html

Preliminary Assessment | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 | Consultations

6 Dec 2013 Consultations
Accordingly, APRA has indicated that it does not support providing exemptions from Banking Act obligations for any credit card issuers or acquirers, or applying less stringent requirements than for other ADIs.
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/preliminary-assessment.html

Reasons for a Review of Regulation | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 |…

6 Dec 2013 Consultations
Reserve Bank Act 1959. This appears to be an artificial constraint which prevents the Bank from delivering services to the Commonwealth in the most efficient possible way.
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/reasons-for-review-regulation.html

The Objective of Reform | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 | Consultations

6 Dec 2013 Consultations
Payment Systems (Regulation) Act 1998. , the objective of reforming current access arrangements is to foster greater competition and efficiency in the payments system by achieving a balance between new entry to
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/objective-reform.html