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RBA Glossary definition for FHB

FHB – First Home Buyers

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How Are Households Placed for Interest Rate Increases?

19 Jul 2022 Speech
Michele Bullock
Speech delivered by Michele Bullock, Deputy Governor, ESA (QLD) Business Lunch, Brisbane
https://www.rba.gov.au/speeches/2022/sp-dg-2022-07-19.html

Speech How Are Households Placed for Interest RateIncreases? Michele ...

19 Jul 2022 Speech PDF 476KB
Government policies to improvehousing market accessibility for first home buyers (FHBs) during the pandemic also means that FHBsare more highly represented among this group of recent borrowers than they are in ... Historically, FHBs have tended to have
https://www.rba.gov.au/speeches/2022/pdf/sp-dg-2022-07-19.pdf

2022

13 Jul 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2022/

Are First Home Buyer Loans More Risky?

17 Mar 2022 Bulletin – March 2022
Maia Alfonzetti
Despite the rate of home ownership in Australia drifting down over recent decades, 2020 saw a large increase in first home purchases.
https://www.rba.gov.au/publications/bulletin/2022/mar/are-first-home-buyer-loans-more-risky.html

March | 2022

17 Mar 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2022/mar/

Are First Home Buyer Loans More Risky?

16 Mar 2022 Bulletin - March 2022 PDF 865KB
https://www.rba.gov.au/publications/bulletin/2022/mar/pdf/are-first-home-buyer-loans-more-risky.pdf

Household and Business Finances in Australia

8 Oct 2021 FSR – October 2021
Around one-third of lending at high LVRs in the first half of 2021 was to first home buyers (FHBs), who are more likely than other borrowers to be deposit-constrained. ... While this might suggest FHB loans face a higher probability of default, in
https://www.rba.gov.au/publications/fsr/2021/oct/household-business-finances-in-australia.html

Mortgage Macroprudential Policies

8 Oct 2021 FSR – October 2021
In New Zealand, LVR limits differ for investors and owner-occupiers, while Ireland and Israel have different LVR limits for first home buyers (FHBs). ... Because of concerns about the impact of LVR restrictions on FHBs, both Ireland and Israel apply
https://www.rba.gov.au/publications/fsr/2021/oct/mortgage-macroprudential-policies.html

Domestic Financial Conditions

6 May 2021 SMP - May 2021 PDF 831KB
https://www.rba.gov.au/publications/smp/2021/may/pdf/03-domestic-financial-conditions.pdf

Statement on Monetary Policy

6 May 2021 SMP - May 2021 PDF 4060KB
https://www.rba.gov.au/publications/smp/2021/may/pdf/statement-on-monetary-policy-2021-05.pdf