Search: EFTPOS
RBA Glossary definition for EFTPOS
EFTPOS – electronic funds transfer at point of sale. The eftpos system is a domestic debit card system managed by eftpos Payments Australia Limited.
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Read me file for Where's the Money‽ An Investigation into the Whereabouts and Uses of Australian Banknotes
6 Dec 2018
RDP
PDF
420KB
RDP 2018-12 supplementary information
https://www.rba.gov.au/publications/rdp/2018/2018-12/rdp-2018-12-read-me.pdf
Leaning In: Towards Better Payment and Clearing Systems
17 May 2019
Speech
PDF
401KB
While consumers would not havenoticed anything different, businesses have seen their costs of card acceptance rise as processingthrough the international schemes is more expensive than eftpos. ... In the specificcase of least cost routing, we would not
https://www.rba.gov.au/speeches/2019/pdf/sp-ag-2019-05-16.pdf
Currency Demand during the Global Financial Crisis: Evidence from Australia
2 Feb 2015
RDP
PDF
633KB
as cash taken out as part of EFTPOS transactions (electronic funds transfer at point of sale). ... They suggest two reasons for this relationship. First, small businesses are less likely to have EFTPOS terminals.
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-01.pdf
eftpos - Review of Card Surcharging - Consultation June 2011
21 Jul 2011
PDF
385KB
In particular eftpos' Scheme Rules currently prohibit restrictions on the right of a merchant to surcharge (see clause 22.3). ... Most systems (apart from eftpos) impose costs related to fraud on the merchant even when the merchant is not at fault.
https://www.rba.gov.au/payments-and-infrastructure/submissions/submissions-card-surcharging/eftpos.pdf
Introduction to The Future of the Financial System
7 Dec 2006
Conferences
PDF
25KB
RBA Conference Volume 1996
https://www.rba.gov.au/publications/confs/1996/pdf/intro-96.pdf
Real-time Payments in Australia
5 May 2022
Speech
PDF
265KB
The recent merger of NPPA, BPAY and eftpos to form Australian Payments Plus (AP+) should result ina more unified investment roadmap. ... 4]. One of the undertakings made by NPPA, BPAY and eftpos as part of their merger to form AP+ was to agree on
https://www.rba.gov.au/speeches/2022/pdf/sp-so-2022-05-03.pdf
Evaluation of options for EFTPOS interchange - Submission to the EFTPOS Working Group
16 Sep 2002
PDF
69KB
On balance, ANZ supports interchange fees for EFTPOS transactions being set to zero. ... Chapter 2 also discusses other related issues, especially access to the EFTPOS system.
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/responses-disc-paper/anz-130902.pdf
Designation of EFTPOS & VISA Debit - Supplementary Submission No. 2
15 Dec 2004
PDF
26KB
a zero interchange fee is a necessary condition of an EFTPOS access regime. ... requiring a multilaterally set interchange fee for EFTPOS to make the access regime work.
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/submissions-debit-fees/ampf-14122004.pdf
Measuring Productivity in the Australian Banking Sector
7 Dec 2006
Conferences
PDF
54KB
RBA Conference Volume 1995
https://www.rba.gov.au/publications/confs/1995/pdf/oster-antioch.pdf
Response to EFTPOS and Visa Debit Draft Standard
2 May 2005
PDF
35KB
Submissions on EFTPOS and Visa Debit Systems
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/submissions-reform-draft/nab-29042005.pdf