Search: EFTPOS
RBA Glossary definition for EFTPOS
EFTPOS – electronic funds transfer at point of sale. The eftpos system is a domestic debit card system managed by eftpos Payments Australia Limited.
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Competition and Efficiency
11 Nov 2004
PSB Annual Report
– 2004
It has also considered the relationship between the interchange fees in the credit card and EFTPOS system. ... to EFTPOS cards, despite scheme-based debit cards having higher overhead expenses and higher rates of fraud.
https://www.rba.gov.au/publications/annual-reports/psb/2004/competition.html
The Shift to Electronic Payments – Some Policy Issues
28 Mar 2023
Speech
Speech delivered by Ellis Connolly, Head of Payments Policy, AFR Banking Summit, Sydney
https://www.rba.gov.au/speeches/2023/sp-so-2023-03-28.html
List of tables
20 Sep 2005
PSB Annual Report
– 2005
Debit Cards. Joint Study announced. Joint Study released. EFTPOS industry working group formed. ... EFTPOS authorisation overturned by ACT. Merchants' EFTPOS designation challenge heard. EFTPOS authorisation granted.
https://www.rba.gov.au/publications/annual-reports/psb/2005/tables.html
Background | Review of the Regulatory Framework for the eftpos System: Consultation on Designation March 2012 | Consultations
9 Mar 2012
Consultations
Review of the Regulatory Framework for the eftpos System: Consultation on Designation – March 2012 2. ... 2011 that it would undertake a review of the regulatory framework for the eftpos system.
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/background.html
Reform of the Payments System
2 Mar 2005
Speech
Speech by Philip Lowe to Visa International Australia and New Zealand Member Forum, Werribbee
https://www.rba.gov.au/speeches/2005/sp-ag-020305.html
Reform of Card Payment Systems
26 Sep 2006
PSB Annual Report
– 2006
Collectively, these arrangements distorted the relative competitive positions of the EFTPOS and scheme debit systems. ... decision that it was in the public interest to designate the EFTPOS system.
https://www.rba.gov.au/publications/annual-reports/psb/2006/reform-card.html
Attachment B | Reform of Debit Card Systems in Australia: A Consultation Document – December 2005
9 Mar 2023
using the EFTPOS system by accessing a deposit account held at the participant;. ... debit card transaction’ or ‘transaction’ means a transaction in Australia using the EFTPOS system;.
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/consult-doc-dec05/attachment-b.html
Consultation on Proposed Changes to the EFTPOS Interchange Fee Standard
9 Mar 2023
issuers can earn more interchange revenue from a scheme debit transaction than for an EFTPOS transaction.’. ... Endnotes. Reform of the EFTPOS and Visa Debit Systems in Australia: Final Reforms and Regulation Impact Statement.
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/consult-proposal-sep09.html
The Evolution of Payment Costs in Australia
11 Apr 2019
RDP
PDF
1298KB
On this basis, cash, eftpos and contactless MasterCard & Visa debit transactions have broadly similar resource costs for transactions of under about $20. ... The move from signature authentication to PINs for American Express, Diners Club, MasterCard and
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf
Response to Draft Standard for the designated EFTPOS payments system and Draft Access Regime for the designated EFTPOS payment system
23 Feb 2006
PDF
22KB
Submissions on Reform of Debit Card Systems
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/submissions-reform-debit/nab-220206.pdf