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RBA Glossary definition for EFT

EFT – Electronic funds transfer

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Reforming the Australian Payments System: The State of Play

10 Apr 1993 Bulletin – April 1993
Effective entry into the EFT payments system is, in a number of ways, easier than into the cheque system. ... The PRESS system will directly monitor and control high-value EFT payments flows across the board.
https://www.rba.gov.au/publications/bulletin/1993/apr/5.html

Cheques and the Payments System

10 Oct 1996 Bulletin – October 1996
1980. 1995. Paper (cheques, credit transfers). 85. 38. Low-value EFT. Direct credit. ... 1991. 1995. Paper. 59. 35. Low-value EFT. 2. 2. High-value EFT.
https://www.rba.gov.au/publications/bulletin/1996/oct/2.html