Search: DSR
RBA Glossary definition for DSR
DSR – Debt-servicing ratio
Search Results
Box C: Large Falls in Household Income
20 Oct 2017
FSR
– October 2017
Previous research has found that households with high DSRs are more likely to miss mortgage repayments. ... Over the sample period, a DSR above 30 per cent corresponds to around the 75th percentile of the DSR distribution.
https://www.rba.gov.au/publications/fsr/2017/oct/box-c.html
Box B: The Impact of Lending Standards on Loan Sizes
20 Oct 2018
FSR
– October 2018
Unlike the simple DSR, the NIS is tailored for the specific characteristics of each borrower. ... The interaction between the NIS and a DSR limit can be shown using an example.
https://www.rba.gov.au/publications/fsr/2018/oct/box-b.html
Box C: Vulnerable Households and Financial Stress
20 Oct 2018
FSR
– October 2018
It is possible to calculate alternative DSRs using inferred values for households' required debt payments. ... A high DSR is therefore more suggestive of potential vulnerability for a lower-income household.
https://www.rba.gov.au/publications/fsr/2018/oct/box-c.html
Box B: Home Mortgage Debt: Recent Insights from the HILDA Survey
10 Mar 2012
FSR
– March 2012
The share of owner-occupier households that could be considered to be most vulnerable, that is, with both high DSRs and high loan-to-valuation ratios (LVRs), has decreased in recent ... The measure of debt servicing recorded in the HILDA Survey covers
https://www.rba.gov.au/publications/fsr/2012/mar/box-b.html
List of tables
10 Mar 2011
FSR
– March 2011
18.3. 17.4. 19.7. 15.2. DSR>50 per cent. 8.8. 10.0. 6.0. 3.4.
https://www.rba.gov.au/publications/fsr/2011/mar/tables.html
Box B: Households' Mortgage Prepayment Buffers
10 Sep 2012
FSR
– September 2012
The share of owner-occupier households that could be considered to be most vulnerable, that is, with both high debt-servicing ratios (DSRs) and high loan-to-valuation ratios (LVRs), was ... For these borrowers, this would suggest that their high DSRs are
https://www.rba.gov.au/publications/fsr/2012/sep/box-b.html
List of graphs
10 Sep 2012
FSR
– September 2012
Graph B4: Households with High LVRs and DSRs.
https://www.rba.gov.au/publications/fsr/2012/sep/graphs.html
Box C: Household Experiences in the Downturn: Evidence from the HILDA Survey
10 Mar 2011
FSR
– March 2011
In line with the reduction in mortgage repayments, the median debt-servicing ratio (DSR) – the percentage of household disposable income required to service actual principal and interest payments on an ... For many households, the DSR on the required
https://www.rba.gov.au/publications/fsr/2011/mar/box-c.html
Household and Business Balance Sheets
10 Sep 2012
FSR
– September 2012
distribution) that typically have lower debt-to-income and debt-servicing ratios (DSRs) (Graph 3.7). ... Reflecting businesses' low leverage, solid profitability and below-average interest rates, aggregate DSRs remain relatively low (Graph 3.18).
https://www.rba.gov.au/publications/fsr/2012/sep/house-bus-bal-sheet.html
Box A: Household Sector Risks in China
4 Oct 2019
FSR
– October 2019
In aggregate, debt-service ratios in China (DSRs; required principal and interest payments relative to household disposable income) are higher than some advanced economies. ... Nonetheless, pockets of vulnerability exist, with some households having
https://www.rba.gov.au/publications/fsr/2019/oct/box-a-household-sector-risks-in-china.html