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RBA Glossary definition for DSR

DSR – Debt-servicing ratio

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22 Jul 2020 RDP 2020-03
Michelle Bergmann
Under 1 month. 2.32. na. Over 6 months. 0.33. na. DSR (base = 10–20). ... Figure 10: Stage One Hazard Ratios – DSR. Event: entries to 90+ day arrears.
https://www.rba.gov.au/publications/rdp/2020/2020-03/results.html

The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis

22 Jul 2020 RDP 2020-03
Michelle Bergmann
Two variables may be related to a borrower's ability-to-pay threshold. The first of these is the debt serviceability ratio (DSR); in the event of a reduction in income, ... Under 1 month. 2.32. na. Over 6 months. 0.33. na. DSR (base = 10–20).
https://www.rba.gov.au/publications/rdp/2020/2020-03/full.html

Discussion

22 Jul 2020 RDP 2020-03
Michelle Bergmann
Relative hazard ratios for other key ability-to-pay factors (unemployment rate, DSR, multiple debtors) were more moderate at around 1.4 – that is, moving from the 25th to the 75th
https://www.rba.gov.au/publications/rdp/2020/2020-03/discussion.html

Estimation Strategy

22 Jul 2020 RDP 2020-03
Michelle Bergmann
Two variables may be related to a borrower's ability-to-pay threshold. The first of these is the debt serviceability ratio (DSR); in the event of a reduction in income,
https://www.rba.gov.au/publications/rdp/2020/2020-03/estimation-strategy.html