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RBA Glossary definition for DSR

DSR – Debt-servicing ratio

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Glossary

22 Jan 2024
A glossary of terms used on the RBA website
https://www.rba.gov.au/glossary/

RBAFOI-222320 - Documents for Release

22 Dec 2022 PDF 3854KB
interest rate impacts on various income/wealth quintiles
https://www.rba.gov.au/information/foi/disclosure-log/pdf/222320.pdf

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22 Jul 2020 RDP 2020-03
Michelle Bergmann
Under 1 month. 2.32. na. Over 6 months. 0.33. na. DSR (base = 10–20). ... Figure 10: Stage One Hazard Ratios – DSR. Event: entries to 90+ day arrears.
https://www.rba.gov.au/publications/rdp/2020/2020-03/results.html
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The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis

19 Jul 2020 RDP PDF 1853KB
The first of these is the debt. serviceability ratio (DSR); in the event of a reduction in income, a borrower with low relative servicing.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-03.pdf

Box B: The Impact of Lending Standards on Loan Sizes

10 Feb 2020 FSR October 2018 PDF 634KB
https://www.rba.gov.au/publications/fsr/2018/oct/pdf/box-b.pdf

Box C: Vulnerable Households and Financial Stress

10 Feb 2020 FSR October 2018 PDF 635KB
https://www.rba.gov.au/publications/fsr/2018/oct/pdf/box-c.pdf

Box C: Large Falls in Household Income

10 Feb 2020 FSR October 2017 PDF 623KB
https://www.rba.gov.au/publications/fsr/2017/oct/pdf/box-c.pdf

Financial Stability Review - October 2017

10 Feb 2020 FSR October 2017 PDF 2606KB
https://www.rba.gov.au/publications/fsr/2017/oct/pdf/financial-stability-review-2017-10.pdf

Discussion of Exploring the Link between the Macroeconomic and Financial Cycles

10 Feb 2020 Conferences PDF 683KB
RBA Conference Volume 2017
https://www.rba.gov.au/publications/confs/2017/pdf/rba-conference-volume-2017-cagliarini-price-discussion.pdf

Financial Stability Review October 2018

6 Feb 2020 FSR October 2018 PDF 2096KB
https://www.rba.gov.au/publications/fsr/2018/oct/pdf/financial-stability-review-2018-10.pdf