Search Results
1 Mar 2014
Submissions
Over the same period, the interest rates earned by savers on deposits have increased relative to the cash rate. ... Lending rates in Australia nonetheless remain well anchored to changes in the cash rate.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/financial-developments-since-wallis-inquiry.html
1 Feb 2014
Submissions
2007. The spread between variable mortgage rates and the Reserve Bank's cash rate has widened since the crisis, but this is almost entirely attributable to the increase in lenders' funding ... costs relative to the cash rate and is similar to the
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-affordable-housing/
6 Sep 2017
Submissions
These rates have changed very little since 2010, despite a fall of over 3 percentage points in the cash rate over this period. ... The actual interest rates paid on credit cards will be lower than advertised rates to the extent that cardholders switch
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/competition-in-the-payments-system.html
1 Jan 1991
Submissions
Interest rates have fluctuated within wide limits (cash rates, for example, have ranged between 10 and 18 per cent since 1983) but in terms of day-to-day movements in interest ... the removal of interest rate controls and competition among banks for
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/competition-in-banking.html
10 Jul 2008
Submissions
Since the mid 1990s it has become common practice for banks to move their indicator rates in line with the Reserve Bank's cash rate. ... Similarly, money-market interest rates have tended to move broadly in line with the cash rate.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/housing-finance.html
6 Sep 2017
Submissions
Regulatory changes have also encouraged this trend. While the effects have varied between deposit products, average deposit rates relative to the cash rate have risen, while average account fees have fallen; ... Measures aimed at open banking and
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/introduction.html
1 Mar 2014
Submissions
Graph 6.6: Interest Margins on Variable-rate Mortgages. ... Graph 8.1: Non-cash Payments per Capita.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/graphs.html
1 Mar 2014
Submissions
Liquidity: a means of converting assets into cash without undue loss of value. ... market. From day to day, the Reserve Bank's goal is to manage supply to meet the system's demand for cash at the price – the interest rate – set by the
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/role-of-financial-sector.html
7 May 2009
Submissions
ultimately compromise the Bank's ability to manage liquidity in the overnight cash market and thereby compromise the stability of the cash rate. ... With funds maturing less often, fewer funds are available for the primary purpose of short-term liquidity
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-report-2009-05/feasibility-of-further-expansion.html
31 Oct 2012
Submissions
Submission to the Inquiry into Family Business in Australia - October 2012
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-family-business-2012.html