Search Results
1 Feb 2014
Submissions
2007. The spread between variable mortgage rates and the Reserve Bank's cash rate has widened since the crisis, but this is almost entirely attributable to the increase in lenders' funding ... costs relative to the cash rate and is similar to the
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-affordable-housing/
19 Sep 2017
Submissions
PDF
969KB
Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/pdf/submission-to-productivity-commission-september-2017.pdf
1 Jan 1991
Submissions
Interest rates have fluctuated within wide limits (cash rates, for example, have ranged between 10 and 18 per cent since 1983) but in terms of day-to-day movements in interest ... the removal of interest rate controls and competition among banks for
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/competition-in-banking.html
21 Sep 2016
Submissions
PDF
386KB
The spread between banks’ mortgage rates and the cash rate declined significantly in the 1990s, but moved higher by nearly two percentage points following the global financial crisis (GFC). ... Reserve Bank of Australia 3. Average interest
https://www.rba.gov.au/publications/submissions/financial-sector/handout-standing-committee-on-economics-2016-09-22/pdf/handout-standing-committee-on-economics-2016-09-22.pdf
9 Mar 2010
Submissions
PDF
151KB
Consumer Price Index
https://www.rba.gov.au/publications/submissions/labour-market-and-inflation/pdf/13th-series-review-of-cpi.pdf
1 Jun 2012
Submissions
PDF
1243KB
Senate Economics References Committee
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-post-gfc-banking-sector-2012/pdf/inquiry-post-gfc-banking-sector-2012.pdf
10 Jul 2008
Submissions
Since the mid 1990s it has become common practice for banks to move their indicator rates in line with the Reserve Bank's cash rate. ... Similarly, money-market interest rates have tended to move broadly in line with the cash rate.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/housing-finance.html
23 Apr 2020
Submissions
PDF
580KB
lower interest rate or better features in general.3 Commencing in July 2020, read access in Open Banking will allow the development of a range of detailed comparison services for credit ... use the log-in details later to identify when a consumer is
https://www.rba.gov.au/publications/submissions/payments-system/pdf/future-directions-for-the-consumer-data-right.pdf
1 Mar 2014
Submissions
This study provided particular insight into the use of cash by consumers for transaction purposes. ... In practice, the schemes have set a large number of different interchange fee rates for different types of transactions, with the weighted average
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/developments-and-innovation.html
1 Dec 2014
Submissions
PDF
652KB
https://www.rba.gov.au/publications/submissions/payments-system/pdf/inquiry-digital-currency-2014-11.pdf