Search: Cash Rate

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RBA Glossary definition for Cash Rate

Cash Rate – The interest rate which banks pay to borrow funds from other banks in the money market on an overnight basis. The cash rate is the Reserve Bank of Australia's operational target for the implementation of monetary policy. It is also an important financial benchmark in the Australian financial markets. It is used as the reference rate for Australian dollar Overnight Indexed Swaps (OIS) and the ASX 30 Day Interbank Cash Rate Futures. The Reserve Bank of Australia is the administrator of the cash rate. The cash rate is calculated as the weighted average interest rate on overnight unsecured loans between banks settled in the Reserve Bank Information and Transfer System (RITS). The Cash Rate is also known by the acronym AONIA in financial markets.

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Submissions

13 Mar 2024 Submissions
Index of Documents commissioned by or prepared for Parliament, its committees, and other public inquiries
https://www.rba.gov.au/publications/submissions/

Inquiry into Future Directions for the Consumer Data Right – April 2020 | Payments System | Submissions

14 Jun 2023 Submissions
lower interest rate or better features in general. ... vulnerable clients providing log-in details to payday lenders, only to have the payday lender use the log-in details later to identify when a consumer is getting low on cash
https://www.rba.gov.au/publications/submissions/payments-system/future-directions-for-the-consumer-data-right/index.html

Submission to Payments System Review – January 2021 | Responses and Options Paper

25 May 2023 Submissions
how it sets interest rates and uses other monetary policy tools to achieve those goals. ... Graph 1. Graph 2. The use of cash for payment transactions has continued to decline.
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html

Proposed merger between Armaguard and Prosegur – October 2022 | Responses and Options Paper

24 May 2023 Submissions
The current low level of interest rates also makes holding cash relatively more attractive, due to the lower opportunity cost of holding physical cash (which earns no interest). ... Unpublished surveys commissioned by [text redacted] the Reserve Bank
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-october-2022/index.html

Applications for Authorisation in Relation to PIN@POS – July 2016 | Payments System | Submissions

19 May 2023 Submissions
In 2012, Australian cardholders made around 4.8 billion card payments (more than half of non-cash payments), with a total value of more than $400 billion. ... In the five years to 2012, the value of credit card and debit card payments increased by an
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-07/index.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Introduction

9 Mar 2023 Submissions
very high, lower-rate cards are widely available, as are balance-transfer arrangements where issuers offer zero or low interest rates for a defined period of time. ... Advertised rates on standard and lower-rate cards have been quite sticky in recent
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/introduction.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit Cards as Payment Instruments

9 Mar 2023 Submissions
Typically, the relatively low ‘strategic’ interchange rates for large merchants have precedence over the interchange category for the type of card, so that the same relatively low rate for strategic merchants ... those not benefiting from strategic
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-as-payment-instruments.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-The Credit Card Market

9 Mar 2023 Submissions
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates. ... Fees: including annual fees, over-limit fees, cash-advance fees, foreign currency conversion fees and late payment fees.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/the-credit-card-market.html

Submission to Payments System Review

3 Feb 2021 Submissions PDF 1155KB
protection across the financial system, which includes oversight of providers of non-cash payment. ... accounted for less than per cent of all non-cash payments by number.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/submission-to-payments-system-review-01-2021.pdf

65 Martin Place Sydney NSW 2000 GPO Box 3947 ...

23 Apr 2020 Submissions PDF 580KB
lower interest rate or better features in general.3 Commencing in July 2020, read access in Open Banking will allow the development of a range of detailed comparison services for credit ... use the log-in details later to identify when a consumer is
https://www.rba.gov.au/publications/submissions/payments-system/pdf/future-directions-for-the-consumer-data-right.pdf