Search Results
14 Aug 2015
Submissions
PDF
905KB
Advertised rates on standard and lower-rate cards have been quite sticky in recent years,. ... preferential rates) was more than 50 basis points higher than the interchange rate applying to.
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf
8 May 2024
Submissions
Typically, the relatively low ‘strategic’ interchange rates for large merchants have precedence over the interchange category for the type of card, so that the same relatively low rate for strategic merchants ... those not benefiting from strategic
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-as-payment-instruments.html
8 May 2024
Submissions
In 2012, Australian cardholders made around 4.8 billion card payments (more than half of non-cash payments), with a total value of more than $400 billion. ... In the five years to 2012, the value of credit card and debit card payments increased by an
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-07/index.html
24 Mar 2010
Submissions
From the late 1990s until 2007, banks’ adjusted their small business indicator rates mainly in response to changes in the cash rate. ... As the financial crisis unfolded and banks’ funding costs increased, all lending rates have risen relative to the
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-access-of-small-business-to-finance-2010/
10 Nov 2017
Submissions
PDF
3041KB
Financial System Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/pdf/financial-system-inquiry-2014-03.pdf
8 May 2024
Submissions
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates. ... Fees: including annual fees, over-limit fees, cash-advance fees, foreign currency conversion fees and late payment fees.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/the-credit-card-market.html
9 Mar 2010
Submissions
PDF
151KB
Consumer Price Index
https://www.rba.gov.au/publications/submissions/prices/pdf/13th-series-review-of-cpi.pdf
15 Jul 2011
Consultations
PDF
875KB
A discussion paper issued by the Council of Financial Regulators
https://www.rba.gov.au/publications/consultations/201106-otc-derivatives/pdf/201106-otc-derivatives.pdf
3 Feb 2021
Submissions
PDF
1155KB
protection across the financial system, which includes oversight of providers of non-cash payment. ... accounted for less than per cent of all non-cash payments by number.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/submission-to-payments-system-review-01-2021.pdf
25 May 2015
Consultations
PDF
389KB
as to keep the cash rate as close as possible to the target set by the Reserve Bank Board. ... At the same time, the Bank contracts an offsetting repo in other CGS or government-related securities, where the repo rate is equal to the cash rate.
https://www.rba.gov.au/publications/consultations/201503-central-clearing-of-repos-in-australia/pdf/201503-central-clearing-of-repos-in-australia.pdf