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6 Sep 2017
Submissions
These rates have changed very little since 2010, despite a fall of over 3 percentage points in the cash rate over this period. ... The actual interest rates paid on credit cards will be lower than advertised rates to the extent that cardholders switch
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/competition-in-the-payments-system.html
7 May 2009
Submissions
The operational target for monetary policy in Australia is the cash rate – the overnight interest rate paid on unsecured loans between banks. ... The target for the cash rate is established at the monthly meetings of the Reserve Bank Board.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-report-2009-05/reserve-bank-response.html
1 Feb 2014
Submissions
2007. The spread between variable mortgage rates and the Reserve Bank's cash rate has widened since the crisis, but this is almost entirely attributable to the increase in lenders' funding ... costs relative to the cash rate and is similar to the
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-affordable-housing/
19 Sep 2017
Submissions
PDF
969KB
Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/pdf/submission-to-productivity-commission-september-2017.pdf
30 Jul 2018
Submissions
Supplementary Submission to NESA Review of Commerce Years 7–10 Syllabus - July 2018
https://www.rba.gov.au/publications/submissions/other/submission-to-nesa-review-of-commerce-years-7-10-syllabus-2018/
1 Jan 1991
Submissions
Download 523. KB. Table 2: Real Interest Rates. (short-term interest rates deflated by the change in CPI). ... Deposit Products. Beneficiaries. Cash Management Accounts. Customers who wish to earn ‘money market’ interest rates, without the need for
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/tables.html
1 Jan 1991
Submissions
Interest rates have fluctuated within wide limits (cash rates, for example, have ranged between 10 and 18 per cent since 1983) but in terms of day-to-day movements in interest ... the removal of interest rate controls and competition among banks for
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/competition-in-banking.html
21 Sep 2016
Submissions
PDF
386KB
The spread between banks’ mortgage rates and the cash rate declined significantly in the 1990s, but moved higher by nearly two percentage points following the global financial crisis (GFC). ... Reserve Bank of Australia 3. Average interest
https://www.rba.gov.au/publications/submissions/financial-sector/handout-standing-committee-on-economics-2016-09-22/pdf/handout-standing-committee-on-economics-2016-09-22.pdf
25 Jul 2013
Submissions
PDF
604KB
liquid investment accounts offered by funds managers (eg cash management trusts)which are functionally similar to bank deposits. ... Securitisation. 14. The growth of securities markets in Australia has been influential in a numberof financial
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/pdf/financial-system-inquiry-1996.pdf
14 Nov 2003
Submissions
PDF
438KB
1.4 Rents and vacancy rates ……………………………… 19. 1.5 Owner-occupation rates ……………………………… 21. ... much stronger position to compete than first-time buyers. 2. 5. Mortgage interest rates have been relatively
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/pdf/inquiry-productivity-commission-on-first-home.pdf