Search: Cash Rate
RBA Glossary definition for Cash Rate
Cash Rate – The interest rate which banks pay to borrow funds from other banks in the money market on an overnight basis. The cash rate is the Reserve Bank of Australia's operational target for the implementation of monetary policy. It is also an important financial benchmark in the Australian financial markets. It is used as the reference rate for Australian dollar Overnight Indexed Swaps (OIS) and the ASX 30 Day Interbank Cash Rate Futures. The Reserve Bank of Australia is the administrator of the cash rate. The cash rate is calculated as the weighted average interest rate on overnight unsecured loans between banks settled in the Reserve Bank Information and Transfer System (RITS). The Cash Rate is also known by the acronym AONIA in financial markets.
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The Australian Financial System
20 Oct 2018
FSR
– October 2018
Interest rates in short-term wholesale funding markets have risen notably this year, despite the official cash rate remaining stable. ... debt. Non-ADI lenders' funding costs are also more affected by the recent increase in BBSW rates, since all of their
https://www.rba.gov.au/publications/fsr/2018/oct/aus-fin-sys.html
List of tables
10 Sep 2004
FSR
– September 2004
a). Better interest rate. 23.3. Better loan conditions. 25.1. Extension of loan period. ... 10. 6. Cash, term deposits and interest-bearing securities. 24. 28. Assets overseas.
https://www.rba.gov.au/publications/fsr/2004/sep/tables.html
Box A: Credit Card Indicators
10 Sep 2004
FSR
– September 2004
Another potentially useful indicator of household financial stress is the rate of growth in credit card cash advances. ... Since then, however, the growth rate of aggregate cash advances has slowed, and the average amount drawn per account has stabilised.
https://www.rba.gov.au/publications/fsr/2004/sep/box-a.html
Mortgage Macroprudential Policies
8 Oct 2021
FSR
– October 2021
For affected new borrowers, this would cap their debt-servicing costs for a given interest rate and ensure they have larger cash buffers when they take out their loan. ... This serviceability assessment rate accounts for potential increases in interest
https://www.rba.gov.au/publications/fsr/2021/oct/mortgage-macroprudential-policies.html
Boxes
8 Apr 2022
FSR
– 2022
A number of Boxes on topics of special interest are published in the Financial Stabiilty Review. These boxes can be read as stand-alone documents or within the relevant Financial Stability Review.
https://www.rba.gov.au/publications/fsr/2022/boxes.html
Overview
6 Apr 2023
FSR
– April 2023
Overview | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/overview.html
Household and Business Finances in Australia
8 Oct 2021
FSR
– October 2021
This is partly explained by an increase in the share of fixed-rate mortgages – which typically limit prepayments – as many borrowers have taken advantage of very low interest rates on ... Aggregate cash holdings remained considerably higher than
https://www.rba.gov.au/publications/fsr/2021/oct/household-business-finances-in-australia.html
List of tables
10 Sep 2010
FSR
– September 2010
3.0. 3.5. (a) Aggregates weighted by GDP at PPP exchange rates unless otherwise specified. ... Cash and deposits. 171. 17. 1.6. 11.4. Units in trusts. 144.
https://www.rba.gov.au/publications/fsr/2010/sep/tables.html
Contents: Financial Stability Review – April 2023
6 Apr 2023
FSR
Financial Stability Review April 2023. The. Financial Stability Review. provides the Bank's assessment of the current condition of the financial system and potential risks to financial stability. It is issued half-yearly. Download the complete.
https://www.rba.gov.au/publications/fsr/2023/apr/contents.html
Overview
10 Mar 2008
FSR
– March 2008
The various strains have led to a tightening of credit conditions in many developed countries and interest rate margins over risk-free rates have also increased significantly. ... Lenders have also increased their mortgage indicator rates by more than
https://www.rba.gov.au/publications/fsr/2008/mar/overview.html