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In comparison, when Sweden was making headlines[endnoteRef:3] for moving towards a cashless society, their rate was 20%. ... Nu finns det ett datum för det (When does the trading stop with cash?
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/liron-lightwood.DOCX
ANZ considers further analysis of these changes should be undertaken if additional adjustments to interchange rates were to be considered. ... decline in the use of cash is managed efficiently and considers those in the community who continue to rely on
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/anz.DOCX
For example, the ability to use a charge-back facility, interest rates, number of interest free days, rewards points, free insurance, cash-backs, discounts, etc.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/queensland-consumers-association.DOC
Larger merchants have benefited from lower interchange benchmarks by negotiating strategic merchant rates. ... Considerations such as risk and security expenses, as well as bank fees contribute to the cost of cash.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/cuscal.DOCX
Payment of cash;. Payment through credit card;. Use “buy-now-pay-later” (BNPL) services.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/curtin-university.DOCX
This resulted in a significant dropoff in conversion rates for our customer.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/truelayer.DOCX
Other responses included cash (2.6 per cent) and phone touch payment e.g. ... In addition to this, card payments are typically higher in value than transactions paid for in cash.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/restaurant-and-catering-industry-association.DOCX
subsidised by lower cost payment methods such as eftpos or cash.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/australasian-association-of-convenience-stores.DOCX