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RBA Glossary definition for CCP

CCP – Central counterparty

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Lending Rates | Submission to the Inquiry into the Post-Global Financial Crisis Banking Sector – May 2012 | Financial Sector | Submissions

1 May 2012 Submissions
The forthcoming implementation of the Basel capital and liquidity standards is likely to have only a marginal effect on lending rates relative to the cash rate.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-post-gfc-banking-sector-2012/lending-rates.html

Lending Rates | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector |…

30 Nov 2010 Submissions
In the United Kingdom, for example, the spread between new tracker rates and the policy rate has increased sharply, rising by more than the UK standard variable rate (Graph 21). ... The Australian housing loan market is characterised by relatively
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/lending.html

Competition, Efficiency and Innovation in Banking | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
In this way, competition can interact with lending standards and shape systemic risk (Chapter 4). ... The commercial property market is a notable example of how competition and lending standards are linked.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/competition-efficiency-and-innovation.html

Sectoral Trends in Funding Patterns in the Australian Economy | Submission to the Financial System Inquiry – March 2014 | Financial Sector…

1 Mar 2014 Submissions
On the supply side, financial intermediaries tightened their lending standards in the initial stages of the crisis as their non-performing assets rose, though this was probably more relevant for larger ... On the supply side, the removal of the
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sectoral-trends-in-funding-patterns.html

Opportunities for Reform | Submission to the Inquiry into Home Ownership June 2015 | Housing and Housing Finance | Submissions

1 Jun 2015 Submissions
standards. While it is undeniable that more younger households would be able to purchase a home if housing prices were significantly lower relative to their incomes, there are no examples internationally
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/opportunities-for-reform.html

Submission to the Inquiry into Access for Small and Medium Business to Finance - February 2011 | Financial Sector | Submissions

7 Feb 2011 Submissions
The slowdown reflects both reduced demand from businesses and a general tightening in banks' lending standards. ... Banks have also tightened their lending standards for large businesses (as they have for smaller businesses – see below).
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-access-for-small-and-medium-business-to-finance-2011/

Trends in Bank Lending | Submission to the Inquiry into the Post-Global Financial Crisis Banking Sector – May 2012 | Financial Sector |…

1 May 2012 Submissions
Financial deregulation, increased competition, new products, and some easing in lending standards were also factors. ... Our assessment is that lending standards remain marginally tighter than before the crisis.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-post-gfc-banking-sector-2012/trends-bank-lending.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates - ATM Fees | Submission to the Inquiry into the…

27 Aug 2015 Submissions
This represents around 1,300 ATMs per million inhabitants, which is relatively high by international standards (Graph 18).
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/atm-fees.html

Personal Lending Market | Submission to the inquiry into Competition in the Banking and Non-Banking Sectors – July 2008 | Financial Sector…

10 Jul 2008 Submissions
Notwithstanding these competitive pressures, the average interest-rate spread (to the cash rate) on standard credit cards has trended up over the past decade, although this spread was largely unchanged from ... The increase since mid 2007 partly reflects
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/personal-lending-market.html

Submission to NESA Review of Commerce Years 7–10 Syllabus – December 2017 | Education | Submissions

1 Dec 2017 Submissions
Submission to NESA Review of Commerce Years 7–10 Syllabus - December 2017
https://www.rba.gov.au/publications/submissions/other/submission-to-nesa-review-of-commerce-years-7-10-syllabus/