Search: CAC Act
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RBA Glossary definition for ACT
ACT – Australian Competition Tribunal
RBA Glossary definition for CAC
CAC – Collective Action Clause. A clause in bond contracts that includes provisions allowing a qualified majority of lenders to amend key financial terms of the debt contract and bind a minority to accept these new terms.
RBA Glossary definition for CAC Act
CAC Act – Commonwealth Authorities and Companies Act 1997 (which was replaced by the Public Governance, Performance and Accountability Act 2013 on 1 July 2014).
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The Australian Financial System
8 Apr 2021
FSR
– April 2021
Westpac was not included due to ongoing investigations, now complete, into potential breaches of the Banking Act.) APRA found that while each of these 3 major banks had designed adequate frameworks
https://www.rba.gov.au/publications/fsr/2021/apr/australian-financial-system.html
5.5 Focus Topic: Operational Risk in a Digital World
6 Oct 2023
FSR
– October 2023
5.5 Focus Topic: Operational Risk in a Digital World | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/focus-topic-operational-risk-in-a-digital-world.html
List of tables | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions
6 Sep 1996
Submissions
pricing. Consumer Credit Acts. Banking, building society and credit union: disclosure and EFT conduct. ... Superannuation. Unit Trusts. Legislation. Credit Code. Insurance Contracts Act. Life Insurance Legislation.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/tables.html
Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2019 | Payments System | Submissions
28 Dec 2019
Submissions
Under the Reserve Bank Act 1959, the PSB is responsible for determining the Bank's payments system policy. ... payment facility’ under the Payment Systems (Regulation) Act 1998.
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/index.html
The Australian Financial System
8 Apr 2022
FSR
– April 2022
ASIC recently commenced legal proceedings against three large banks: ANZ, for alleged breaches of the Credit Act related to its ‘introducer program’; Westpac, for alleged widespread compliance failures across multiple lines
https://www.rba.gov.au/publications/fsr/2022/apr/australian-financial-system.html
Box B: The Use of Debt Agreements as an Alternative to Personal Bankruptcy
10 Mar 2004
FSR
– March 2004
Debt agreements were introduced into the Bankruptcy Act in 1996 to allow debtors who had a small amount of debt outstanding, a limited number of creditors, limited assets and low income
https://www.rba.gov.au/publications/fsr/2004/mar/box-b.html
Box E: The Council of Financial Regulators
20 Oct 2018
FSR
– October 2018
For example, all four agencies are subject to, and adhere to, the Public Governance, Performance and Accountability Act 2013. ... In contrast, more recently, the Productivity Commission recommended that membership be expanded to include the ACCC on the
https://www.rba.gov.au/publications/fsr/2018/oct/box-e.html
The Australian High-Value Payments System
19 Apr 2004
FSR
PDF
98KB
7amSource: RBA. Financial Stability Review March 2004. 44. Box 1: The Payment Systems and Netting Act. ... To avoid this, the Payment Systems and Netting Act provides for the Reserve Bank to approve RTGS systems that meet specifi ed criteria.
https://www.rba.gov.au/publications/fsr/2004/mar/pdf/0304-1.pdf
Domestic Regulatory Developments
7 Oct 2022
FSR
– October 2022
Security of Critical Infrastructure Act 2018. and involvement in the Cyber Security Best Practice Regulation Task Force.
https://www.rba.gov.au/publications/fsr/2022/oct/regulatory-developments.html
Domestic Regulatory Developments
8 Apr 2021
FSR
– April 2021
Quarantine Act 1908. The Insurance Council of Australia has sought special leave to appeal the decision to the High Court.
https://www.rba.gov.au/publications/fsr/2021/apr/regulatory-developments.html