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RBA Glossary definition for ACT

ACT – Australian Competition Tribunal

RBA Glossary definition for CAC

CAC – Collective Action Clause. A clause in bond contracts that includes provisions allowing a qualified majority of lenders to amend key financial terms of the debt contract and bind a minority to accept these new terms.

RBA Glossary definition for CAC Act

CAC Act – Commonwealth Authorities and Companies Act 1997 (which was replaced by the Public Governance, Performance and Accountability Act 2013 on 1 July 2014).

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Copyright and Disclaimer Notices

21 Nov 2022 FSR - October 2022 PDF 81KB
https://www.rba.gov.au/publications/fsr/2022/oct/pdf/copyright-and-disclaimer-notices.pdf

Copyright and Disclaimer Notices

27 Oct 2022 FSR – October 2022
Taxation Administration Act 1953. ,. A New Tax System (Australian Business Number) Act 1999. ,. ... Census and Statistics Act 1905. is provided back to custodians for administrative or regulatory purposes.
https://www.rba.gov.au/publications/fsr/2022/oct/copyright-and-disclaimer-notices.html

5.3 Focus Topic: Indicators of Household Financial Stress

15 Nov 2023 FSR - October 2023 PDF 797KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/07-focus-topic-indicators-of-household-financial-stress.pdf

The Australian High-Value Payments System

19 Apr 2004 FSR PDF 98KB
7amSource: RBA. Financial Stability Review March 2004. 44. Box 1: The Payment Systems and Netting Act. ... To avoid this, the Payment Systems and Netting Act provides for the Reserve Bank to approve RTGS systems that meet specifi ed criteria.
https://www.rba.gov.au/publications/fsr/2004/mar/pdf/0304-1.pdf

Copyright and Disclaimer Notices

8 Oct 2021 FSR – October 2021
Taxation Administration Act 1953. ,. A New Tax System (Australian Business Number) Act 1999. ,. ... Census and Statistics Act 1905. is provided back to custodians for administrative or regulatory purposes.
https://www.rba.gov.au/publications/fsr/2021/oct/copyright-and-disclaimer-notices.html

The Australian Financial System

8 Apr 2021 FSR – April 2021
Westpac was not included due to ongoing investigations, now complete, into potential breaches of the Banking Act.) APRA found that while each of these 3 major banks had designed adequate frameworks
https://www.rba.gov.au/publications/fsr/2021/apr/australian-financial-system.html

Domestic Regulatory Developments

7 Oct 2022 FSR – October 2022
Security of Critical Infrastructure Act 2018. and involvement in the Cyber Security Best Practice Regulation Task Force.
https://www.rba.gov.au/publications/fsr/2022/oct/regulatory-developments.html

The Australian Financial System

8 Apr 2022 FSR – April 2022
ASIC recently commenced legal proceedings against three large banks: ANZ, for alleged breaches of the Credit Act related to its ‘introducer program’; Westpac, for alleged widespread compliance failures across multiple lines
https://www.rba.gov.au/publications/fsr/2022/apr/australian-financial-system.html

5.5 Focus Topic: Operational Risk in a Digital World

9 Oct 2023 FSR - October 2023 PDF 115KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/09-focus-topic-operational-risk-in-a-digital-world.pdf

Box B: The Use of Debt Agreements as an Alternative to Personal Bankruptcy

10 Mar 2004 FSR – March 2004
Debt agreements were introduced into the Bankruptcy Act in 1996 to allow debtors who had a small amount of debt outstanding, a limited number of creditors, limited assets and low income
https://www.rba.gov.au/publications/fsr/2004/mar/box-b.html