Search: BPAY

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RBA Glossary definition for BPAY

BPAY – BPAY is a payments clearing organisation owned by a group of retail banks. Individuals who hold accounts with a BPAY participating financial institution can pay billing organisations which participate in BPAY, using account transfers initiated by phone or internet. The transfers may be from savings, cheque or credit card accounts.

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Consumer Payment Behaviour in Australia

19 Mar 2020 Bulletin – March 2020
James Caddy, Luc Delaney, Chay Fisher and Clare Noone
The Reserve Bank’s 2019 Consumer Payments Survey has provided further evidence that Australian consumers are increasingly preferring to use electronic payment methods.
https://www.rba.gov.au/publications/bulletin/2020/mar/consumer-payment-behaviour-in-australia.html

Two Years of Fast Payments in Australia

19 Mar 2020 Bulletin – March 2020
Emilie Fitzgerald and Alexandra Rush
It has been two years since the public launch of the New Payments Platform (NPP) and the Fast Settlement Service (FSS).
https://www.rba.gov.au/publications/bulletin/2020/mar/two-years-of-fast-payments-in-australia.html

Two Years of Fast Payments in Australia

18 Mar 2020 Bulletin - March 2020 PDF 468KB
https://www.rba.gov.au/publications/bulletin/2020/mar/pdf/two-years-of-fast-payments-in-australia.pdf

The Growing Demand For Cash

10 Feb 2020 Bulletin September Quarter 2017 PDF 1382KB
https://www.rba.gov.au/publications/bulletin/2017/sep/pdf/bu-0917-8-the-growing-demand-for-cash.pdf

Bulletin June Quarter 2017

10 Feb 2020 Bulletin June Quarter 2017 PDF 6309KB
https://www.rba.gov.au/publications/bulletin/2017/jun/pdf/bu-0617-reserve-bank-bulletin.pdf

The Ongoing Decline of the Cheque System

10 Feb 2020 Bulletin June Quarter 2017 PDF 1172KB
https://www.rba.gov.au/publications/bulletin/2017/jun/pdf/bu-0617-7-the-ongoing-decline-of-the-cheque-system.pdf

Bulletin September Quarter 2017

10 Feb 2020 Bulletin September Quarter 2017 PDF 5960KB
https://www.rba.gov.au/publications/bulletin/2017/sep/pdf/bu-0917-reserve-bank-bulletin.pdf

How Australians Pay: New Survey Evidence

10 Feb 2020 Bulletin March Quarter 2017 PDF 1266KB
https://www.rba.gov.au/publications/bulletin/2017/mar/pdf/bu-0317-7-how-australians-pay-new-survey-evidence.pdf

Bulletin March Quarter 2017

10 Feb 2020 Bulletin March Quarter 2017 PDF 6757KB
https://www.rba.gov.au/publications/bulletin/2017/mar/pdf/bu-0317-reserve-bank-bulletin.pdf

Payment Surcharges: Economics, Regulation and Enforcement

13 Dec 2018 Bulletin – December 2018
Cameron Dark, Chay Fisher, Kim McBey and Ed Tellez
The Reserve Bank's new rules on surcharging, which are enforced by the Australian Competition and Consumer Commission (ACCC), allow businesses to recover the cost of accepting different payment methods but prevent them from surcharging excessively.
https://www.rba.gov.au/publications/bulletin/2018/dec/payment-surcharges-economics-regulation-and-enforcement.html