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RBA Glossary definition for BNPL

BNPL – Buy now, pay later

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|αlphaβeta 1 Attachment A: Afterpay submission to RBAFebruary 2019 ...

11 Feb 2020 PDF 3031KB
0.0%BNPL purchases1. Debit purchases. Credit purchases. 2019. 644 675753. 789. 704. | ... 3) These shares are applied to the number of respective merchants at each BNPL service.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/afterpay-attachment-a.pdf

Payments System Regulation and Policy Issues

27 Sep 2022 PSB Annual Report - 2022 PDF 318KB
https://www.rba.gov.au/publications/annual-reports/psb/2022/pdf/payments-system-regulation-and-policy-issues.pdf

About the Payments System Board

27 Sep 2022 PSB Annual Report - 2022 PDF 554KB
https://www.rba.gov.au/publications/annual-reports/psb/2022/pdf/about-the-payments-system-board.pdf

1 7 February 2020 Dr Tony Richards Head of ...

11 Feb 2020 PDF 269KB
products, and other BNPL providers offering payment solutions for less frequent higher value. ... mobile apps7. AFIA’s members include BNPL providers, credit card issuers (i.e.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/australian-finance-industry-association.pdf

19 February 2020 Tony Richards Head of Payments Policy ...

19 Feb 2020 DOCX 95KB
Q16: Is there a case for policymakers to require that BNPL providers remove any no-surcharge rules, consistent with earlier actions in regard to card systems that applied such rules? ... Cuscal understands the benefit that appropriate BNPL services can
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/cuscal.DOCX

Bulletin March Quarter 2020

26 May 2020 Bulletin - March 2020 PDF 5308KB
https://www.rba.gov.au/publications/bulletin/2020/mar/pdf/bulletin-2020-03.pdf

Review of Retail Payments Regulation Saurav Dutta, Lien Duong, ...

11 Feb 2020 DOCX 23KB
Payment of cash;. Payment through credit card;. Use “buy-now-pay-later” (BNPL) services. ... Let’s look at the case of Afterpay, an industry leader in the BNPL sector.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/curtin-university.DOCX

Summary

11 Feb 2020 DOCX 175KB
Q16: Is there a case for policymakers to require that BNPL providers remove any no-surcharge rules, consistent with earlier actions in regard to card systems that applied such rules? ... ANZ supports the consistent application of this framework to all
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/anz.DOCX

AFIA submission to RBA - Review of Retail Payments Consultation Paper

2 Sep 2021 PDF 391KB
Submissions to the Review of Retail Payments Regulation Consultation Paper
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation-may-2021/afia-2021-08-18.pdf

Email: mangala.martinus@paymentsconsulting.com Office: +61 2 8069 2630 Mobile: +61 ...

11 Jul 2021 PDF 188KB
of the purchases being made, and the BNPL provider takes on the risk, including fraud and customer late payments. ... However, unlike with accepting credit card payments, merchants are generally prohibited from adding a surcharge to BNPL payments.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation-may-2021/payments-consulting-network-2021-07-11.pdf