Search: BNPL
RBA Glossary definition for BNPL
BNPL – Buy now, pay later
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Consumer Payment Behaviour in Australia
15 Jun 2023
Bulletin
– June 2023
The results of the Reserve Bank’s 2022 Consumer Payments Survey show that consumers continue to shift from using cash to electronic payment methods – a trend that was accelerated by the COVID-19 pandemic and consumers’ preference towards using
https://www.rba.gov.au/publications/bulletin/2023/jun/consumer-payment-behaviour-in-australia.html
Consultation on Preliminary Conclusions to the Review of Retail Payments Regulation
28 May 2021
Media Releases
At its meeting on 21 May, the Payments System Board approved a consultation on a proposed package of policy actions related to the Bank's retail payments regulation. The Bank has today released a Consultation Paper setting out the proposed policy
https://www.rba.gov.au/media-releases/2021/mr-21-08.html
Payments: The Future?
9 Dec 2021
Speech
Speech delivered by Philip Lowe, Governor, to the Australian Payments Network Summit 2021, Online
https://www.rba.gov.au/speeches/2021/sp-gov-2021-12-09.html
Payments System Regulation and Policy Issues
28 Sep 2022
PSB Annual Report
– September 2022
past few years and there has been a significant expansion in the market for BNPL services. ... To better understand these developments, the Bank initiated a new data collection from large BNPL providers last year.
https://www.rba.gov.au/publications/annual-reports/psb/2022/payments-system-regulation-and-policy-issues.html
Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2019 | Payments System | Submissions
28 Dec 2019
Submissions
Mobile payment applications offer convenience and security to cardholders. ‘Buy now, pay later’ (BNPL) services, which enable customers to purchase goods or services but defer payment via low- or zero-interest ... any potential policy issues
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/index.html
Regulatory Developments
12 Apr 2019
FSR
– April 2019
2020. Authorities are also reviewing arrangements that allow consumers to pay for a purchase over time but obtain goods and services immediately, known as ‘buy now pay later’ (BNPL) services. ... The Senate also issued a report into the operation of
https://www.rba.gov.au/publications/fsr/2019/apr/regulatory-developments.html
Abbreviations
28 Sep 2022
PSB Annual Report
– 2022
BETF. Black Economy Taskforce. BNPL. Buy now, pay later. CAC Act.
https://www.rba.gov.au/publications/annual-reports/psb/2022/abbreviations.html
Read me
20 Jan 2021
RDP
2021-01
summary(lm(Bnpl ˜ Bsz Blev Bdom Bw1btr, data=bank_data)). See below for a description of the process for formatting the raw data sources into the regression dataset read by
https://www.rba.gov.au/publications/rdp/2021/2021-01/read-me.html
Topic: Payments
11 Sep 2018
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/payments/
Governor's Foreword
21 Oct 2021
PSB Annual Report
– 2021
such as ‘buy now, pay later’ (BNPL) services. ... The review focused particularly on competition in the debit card market, the ability of merchants to choose the lowest-cost payment channel, and the ‘no-surcharge’ rules of BNPL providers.
https://www.rba.gov.au/publications/annual-reports/psb/2021/governors-foreword.html