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RBA Glossary definition for BNPL

BNPL – Buy now, pay later

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Reforms to the Payment Systems (Regulation) Act 1998

1 Dec 2023 Submissions PDF 446KB
Submission to Consultation on Exposure Draft Legislation
https://www.rba.gov.au/publications/submissions/payments-system/pdf/reforms-to-the-payment-systems-regulation-nov-2023.pdf

Regulatory Developments

10 Feb 2020 FSR April 2019 PDF 707KB
https://www.rba.gov.au/publications/fsr/2019/apr/pdf/04-regulatory-developments.pdf

Household and Business Finances

21 Nov 2022 FSR - April 2022 PDF 1082KB
https://www.rba.gov.au/publications/fsr/2022/apr/pdf/02-household-business-finances.pdf

Submission to Payments System Review

3 Feb 2021 Submissions PDF 1155KB
providers and operators of BNPL systems) to be regulated where doing so would promote. ... rules that prevent merchants from recovering the cost of acceptance from BNPL users.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/submission-to-payments-system-review-01-2021.pdf

Financial Stability Review

18 Nov 2022 FSR - April 2022 PDF 2740KB
https://www.rba.gov.au/publications/fsr/2022/apr/pdf/financial-stability-review-2022-04.pdf

Financial Stability Review April 2019

10 Feb 2020 FSR April 2019 PDF 3192KB
https://www.rba.gov.au/publications/fsr/2019/apr/pdf/financial-stability-review-2019-04.pdf

Submission to the Senate Select Committee on Financial Technology and Regulatory Technology

9 Jan 2020 Submissions PDF 797KB
 ‘Buy now, pay later’ (BNPL) services, which enable customers to purchase goods or services but. ... defer payment via low- or zero-interest instalments to the BNPL provider, typically over 1–2.
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/pdf/financial-and-regulatory-technology.pdf