Search: BNPL
RBA Glossary definition for BNPL
BNPL – Buy now, pay later
Search Results
20210709 - ACCI submission to the RBA review of retail payments regulation
9 Jul 2021
PDF
545KB
BNPL solutions deliver forward revenue for business and it encourages purchases to be made by customers. ... Further competition between BNPL products may increase if merchants at least have the option to surcharge.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation-may-2021/acci-2021-07-09.pdf
CPA Australia Ltd ABN 64 008 392 452 Level ...
9 Jul 2021
PDF
252KB
Buy Now Pay Later (BNPL), we believe that action should be taken now. ... We support giving merchants the ability to pass on the fees they face on BNPL transactions as it would:. •
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation-may-2021/cpa-2021-07-09.pdf
eftpos Payments Australia Limited ABN 37 136 180 366 ...
9 Jul 2021
PDF
1231KB
6. Surcharging (a) The Bank considered but does not propose to regulate the current no surcharging rule applied by BNPL. ... b) The Bank has identified that the number of available BNPL offerings has grown and their use has grown recently19 but that the
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation-may-2021/eftpos-2021-07-09.pdf
Mastercard 72 Christie Street St Leonards NSW 2065 Australia ...
9 Jul 2021
PDF
381KB
That view is consistent with the Reserve Bank of Australia’s (RBA) decision not to regulate surcharging in the Buy Now Pay Later (BNPL) space. ... The regulatory arbitrage that began with the decision to exclude American Express from the initial forms
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation-may-2021/mastercard-2021-07-09.pdf
Visa Inc.’s Response to The Reserve Bank of Australia’s ...
9 Jul 2021
PDF
650KB
For example, in recent times, BNPL providers have been introduced as a payment method using this same methodology. ... Potential discounting for use of preferred payment options – for example, BNPL providers have current end of financial year sales
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation-may-2021/visa-2021-07-09.pdf
Review of Retail Payments Regulation - Consultation Paper - May 2021
28 May 2021
PDF
712KB
BNPL services are often free or inexpensive for consumers to use if payments are made on time, but tend to be expensive for merchants to accept. ... Extensive consideration has also been given to the no-surcharge rules imposed by some BNPL providers.
https://www.rba.gov.au/payments-and-infrastructure/review-of-retail-payments-regulation/consultation-paper-202105/pdf/review-of-retail-payments-regulation-consultation-paper-202105.pdf
Bulletin March Quarter 2021
22 Mar 2021
Bulletin
- March 2021
PDF
6101KB
https://www.rba.gov.au/publications/bulletin/2021/mar/pdf/bulletin-2021-03.pdf
Developments in the Buy Now, Pay Later Market
17 Mar 2021
Bulletin
- March 2021
PDF
575KB
https://www.rba.gov.au/publications/bulletin/2021/mar/pdf/developments-in-the-buy-now-pay-later-market.pdf
Submission to Payments System Review
3 Feb 2021
Submissions
PDF
1155KB
providers and operators of BNPL systems) to be regulated where doing so would promote. ... rules that prevent merchants from recovering the cost of acceptance from BNPL users.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/submission-to-payments-system-review-01-2021.pdf
Read me file for The Role of Collateral in Borrowing
17 Jan 2021
RDP
PDF
467KB
RDP 2021-01 supplementary information
https://www.rba.gov.au/publications/rdp/2021/2021-01/rdp-2021-01-read-me.pdf