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RBA Glossary definition for BNPL

BNPL – Buy now, pay later

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The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
By contrast, credit cards and buy now, pay later (BNPL) services were valued more by consumers for large purchases than small purchases. ... This result is consistent with BNPL payments making up just 0.7 per cent of the number of payments in 2022.
https://www.rba.gov.au/publications/rdp/2023/2023-08/full.html

Other Payment Methods

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
PayPal, a type of digital wallet, and BNPL had near universal consumer awareness. ... Those aged 65 and over were the least likely to hold a BNPL account.
https://www.rba.gov.au/publications/rdp/2023/2023-08/other-payment-methods.html

Appendix A: Survey Methodology

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
Key topics included use of and reliance on cash, payment preferences in different environments, awareness and use of new payment methods (such as BNPL services) and perceptions around privacy in payments. ... Transport card. – BNPL service. – Other.
https://www.rba.gov.au/publications/rdp/2023/2023-08/appendix-a.html

Key Trends in Consumer Payments

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
By contrast, credit cards and buy now, pay later (BNPL) services were valued more by consumers for large purchases than small purchases. ... This result is consistent with BNPL payments making up just 0.7 per cent of the number of payments in 2022.
https://www.rba.gov.au/publications/rdp/2023/2023-08/key-trends-in-consumer-payments.html

Non-technical summary for ‘The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey’

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
later’ (BNPL); however, payments made using these methods accounted for only a small share of payments.
https://www.rba.gov.au/publications/rdp/2023/2023-08/non-technical-summary.html

Card Payments

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
Where payment cards are used indirectly, such as using a linked card via PayPal or a BNPL service, the payment is captured in data for that payment method rather than as
https://www.rba.gov.au/publications/rdp/2023/2023-08/card-payments.html