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RBA Glossary definition for ATM

ATM – Automated Teller Machine

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A Variation to the Access Regime for the ATM System: Consultation Document May 2012

28 May 2012 Consultations PDF 804KB
This extended power could be used to grant an exemption for a scheme being proposed by the ATM industry for providing charge-free access to ATMs in selected very remote Indigenous ... ATM Acquirer does not pay an interchange fee to access any ATMs of the
https://www.rba.gov.au/publications/consultations/201205-acc-reg-atm-sys-cons-doc/pdf/201205-acc-reg-atm-sysm-cons-doc.pdf

Applications for Authorisation in Relation to 3D Secure

2 Mar 2016 Submissions PDF 152KB
Submission to the Australian Competition and Consumer Commission
https://www.rba.gov.au/publications/submissions/payments-system/pdf/applications-for-authorisation-re-3d-secure.pdf

Submission to the Inquiry into Bank Closures in Regional Australia

1 May 2023 Submissions PDF 184KB
Since 2016, when ATM numbers peaked, around 8,000 ATMs (or 25 per cent) have been closed across Australia (Graph 7). ... Most of these closures have been ATMs owned by ADIs, such that independently owned ATMs have gained an increasingly large share of
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-into-bank-closures-in-regional-australia/pdf/inquiry-into-bank-closures-in-regional-australia.pdf

Reforms to the Payment Systems (Regulation) Act 1998

1 Dec 2023 Submissions PDF 446KB
Submission to Consultation on Exposure Draft Legislation
https://www.rba.gov.au/publications/submissions/payments-system/pdf/reforms-to-the-payment-systems-regulation-nov-2023.pdf

Submission to Payments System Review

3 Feb 2021 Submissions PDF 1155KB
transparent to end-users12.  access regimes for several card systems and the ATM system, to facilitate participation and.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/submission-to-payments-system-review-01-2021.pdf

Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees - 21 March 2003

7 May 2008 Submissions PDF 26KB
Reform of Debit Card (EFTPOS) Interchange Fees
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/pdf/eftpos-interchange-fees.pdf

International Comparisons of Bank Branches -- An Update - April 1998

15 Jun 2004 Submissions PDF 198KB
and ATM and EFTPOS penetration continues to rise strongly in Australia, though the recent pace has lagged many other countries. ... Access through Automated Teller Machines (ATMs). 5. Electronic Funds Transfer at Point of Sale (EFTPOS) Terminals.
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-branches/pdf/international-comparisons-of-bank-branches.pdf

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates

14 Aug 2015 Submissions PDF 905KB
 The 2009 ATM reforms have seen non-transparent fee arrangements replaced by. ... arrangements that are transparent to the cardholder and which have enabled ATMs to be.
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf

Submission to the Inquiry into Digital Currency

1 Dec 2014 Submissions PDF 652KB
https://www.rba.gov.au/publications/submissions/payments-system/pdf/inquiry-digital-currency-2014-11.pdf

Strategic Review of Innovation in the Payments System: Results of the Reserve Bank of Australia’s 2010 Consumer Payments Use Study - June…

30 Jun 2011 Consultations PDF 1271KB
Strategic Review of Innovation in the Payments System
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/pdf/201106-strategic-review-innovation-results.pdf