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RBA Glossary definition for ATM

ATM – Automated Teller Machine

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Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-References

8 May 2024 Submissions
Available at <>. Edgar, Dunn and Company (2010), ‘2010 Australian ATM Market Study Report’, 11 November. ... Payments Consulting Network (2014), ‘2013 Australian ATM and Branch Automation Market Study’, 30 May.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/references.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Introduction

8 May 2024 Submissions
The 2009 ATM reforms have seen non-transparent fee arrangements replaced by arrangements that are transparent to the cardholder and which have enabled ATMs to be installed in a range of ... at independently owned ATMs increasing by more than those at
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/introduction.html

Competition in the Payments System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
ATM owners to charge cardholders directly for using their ATMs (and at the same time removing hidden interchange fees that were passed on to the cardholder in a non-transparent way). ... to join the ATM system without having to establish direct bilateral
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/competition-in-the-payments-system.html

Submission to the Inquiry into Bank Closures in Regional Australia | Financial Sector | Submissions

3 May 2023 Submissions
Since 2016, when ATM numbers peaked, around 8,000 ATMs (or 25 per cent) have been closed across Australia (Graph 7). ... Most of these closures have been ATMs owned by ADIs, such that independently owned ATMs have gained an increasingly large share of
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-into-bank-closures-in-regional-australia/

List of tables | Notes on Bank Fees in Australia – May 2000 | Bank Fees and Margins | Submissions

17 May 2000 Submissions
b). 4.00. 4.00. 5.00. Transaction fees (per transaction). (c). Own bank's ATM. ... 0.55. 0.60. 0.60. Other bank's ATM. 1.05. 1.30. 1.40. EFTPOS. 0.45.
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-in-australia/tables.html

List of tables | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector | Submissions

1 Jan 1991 Submissions
Comprehensive Transaction Accounts. For customers wanting one account which includes cheque book, ATM access, daily crediting of interest, links to credit cards, regular payment of bills, and an overdraft facility.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/tables.html

Submission to Payments System Review

3 Feb 2021 Submissions PDF 1155KB
transparent to end-users12.  access regimes for several card systems and the ATM system, to facilitate participation and.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/submission-to-payments-system-review-01-2021.pdf

Reforms to the Payment Systems (Regulation) Act 1998

1 Dec 2023 Submissions PDF 446KB
Submission to Consultation on Exposure Draft Legislation
https://www.rba.gov.au/publications/submissions/payments-system/pdf/reforms-to-the-payment-systems-regulation-nov-2023.pdf

List of tables | Submission to the Inquiry into Competition in the Banking and Non-Banking Sectors – August 2015 | Financial Sector |…

27 Aug 2015 Submissions
July 2015. Number of ATMs. Number of Withdrawals. 2014/15. Number of Balance Enquiries. ... Sources: ATM Deployers; Banks. Table 4: Direct Charges. Per cent of ATMs.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/tables.html

Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees – 21 March 2003 | Payments System | Submissions

21 Mar 2003 Submissions
payment networks – credit cards, debit (EFTPOS) cards and ATM networks. ... direct charging for “foreign” ATM transactions, which have recently been released for public discussion.
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/