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RBA Glossary definition for ATM

ATM – Automated Teller Machine

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Assessment | A Variation to the Access Regime for the ATM System: Conclusions – August 2012

9 Mar 2023
A Variation to the Access Regime for the ATM System: Conclusions – August 2012 5. ... the proposed varied Access Regime) to the ATM industry-proposed scheme to reduce the high expenditure on ATM fees in selected very remote Indigenous communities.
https://www.rba.gov.au/payments-and-infrastructure/atms/var-access-regime/assesment.html

The Reform Package | An Access Regime for the ATM System – February 2009

9 Mar 2023
transaction. The package will also promote choice and the provision of ATM services in areas that do not currently have ATMs. ... Direct charging allows ATM owners to place ATMs in locations that were uneconomic under the one-size-fits-all interchange
https://www.rba.gov.au/payments-and-infrastructure/atms/access-regime/reform-package.html

Attachment | A Variation to the Access Regime for the ATM System: Conclusions – August 2012

9 Mar 2023
an ‘ATM Issuer’ has the same meaning as in the ATM Access Code;. ... ATM Acquirer does not pay an interchange fee to access any ATMs of the ATM Issuer in the arrangement;.
https://www.rba.gov.au/payments-and-infrastructure/atms/var-access-regime/attachment.html

Proposed merger between Armaguard and Prosegur – October 2022 | Responses and Options Paper

8 May 2024 Submissions
The use of ATMs has been declining since 2008, with the COVID-19 pandemic resulting in a further downward shift in ATM use in the past few years (Graph 3). ... The declining use of ATMs appears to have prompted many banks and other deployers to
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-october-2022/index.html

Regulatory Requirements and Analysis | An Access Regime for the ATM System – February 2009

9 Mar 2023
encouraging choice and convenience for customers;. introducing transparency in pricing of ATM transactions undertaken at foreign ATMs; and. ... will ensure that ATMs continue to be widespread, including in some areas that currently may not have an ATM.
https://www.rba.gov.au/payments-and-infrastructure/atms/access-regime/reg-requiremts.html

Payment System Reforms: Innovation and Competition

24 Mar 2009 Speech
Philip Lowe
Speech by Philip Lowe to Cards & Payments Australasia 2009, Sydney
https://www.rba.gov.au/speeches/2009/sp-ag-240309.html

The Growing Demand for Cash

15 Sep 2017 Bulletin – September 2017
Gordon Flannigan and Andrew Staib
While survey data indicate that the share of Australian consumers' payments made with cash continues to fall, the number (and value) of banknotes in circulation continues to grow at around its trend pace of 6 per cent per year. This article
https://www.rba.gov.au/publications/bulletin/2017/sep/8.html

Introduction | A Variation to the Access Regime for the ATM System: Conclusions – August 2012

9 Mar 2023
A Variation to the Access Regime for the ATM System: Conclusions – August 2012 1. ... Introduction. The Reserve Bank (the Bank) recently sought views on a proposal to vary the Access Regime for the ATM System (the Access Regime).
https://www.rba.gov.au/payments-and-infrastructure/atms/var-access-regime/intro.html

Appendix A: Survey Methodology

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
Source of cash:. – ATM. – Cash-out. – Over the counter at a bank branch. – ... Yes – I have an ATM/debit card that can process payments through more than one network.
https://www.rba.gov.au/publications/rdp/2023/2023-08/appendix-a.html
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Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey

14 Sep 2020 RDP 2020-06
James Caddy, Luc Delaney and Chay Fisher
Via ATM. 100. 100. 80. 100. 100. Via cash out at point of sale. ... Alongside declining transactional cash use and falling ATM withdrawals, the provision of cash access points such as ATMs and bank branches has fallen over recent years.
https://www.rba.gov.au/publications/rdp/2020/2020-06/full.html
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