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RBA Glossary definition for ATM

ATM – Automated Teller Machine

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Background | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
While certain operational procedures and general standards for the exchange of EFTPOS (and ATM) transactions were set collectively by APCA in its Consumer Electronic Clearing System (CECS) Manual and Regulations, there
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/background.html

Strategic Review of Innovation in the Payments System: Results of the Reserve Bank of Australia’s 2010 Consumer Payments Use Study - June…

30 Jun 2011 Consultations PDF 1271KB
Strategic Review of Innovation in the Payments System
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/pdf/201106-strategic-review-innovation-results.pdf

References | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations

7 Jun 2011 Consultations
Filipovski B and D Flood (2010), ‘Reform of the ATM System – One Year On’, RBA. ... Bulletin. , June, pp 37–45. Flood D, J Hancock and K Smith (2011), ‘The ATM Reforms – New Evidence from Survey and Market Data’,.
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/references.html

Innovation Gaps in the Australian Payments System | Strategic Review of Innovation in the Payments System: Issues for Consultation June…

7 Jun 2011 Consultations
Payment messages can be sent in real-time, similar to the eftpos and ATM systems in Australia, or submitted in batches, and are made immediately available to the recipient by the ... For instance, card schemes generally set their own rules on fraud
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/issues/innovation-gaps.html

Strategic Review of Innovation in the Payments System: Issues for Consultation - June 2011

30 Jun 2011 Consultations PDF 1163KB
Strategic Review of Innovation in the Payments System
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/issues/pdf/201106-strategic-review-innovation-issues.pdf

Dual-Network Debit Cards | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016

10 Dec 2016 Consultations
December 2016. Download the complete Document 525. KB. Dual-network debit cards are debit/ATM cards that allow transactions to be routed through two different networks. ... This involved switching their standard debit card products from ‘proprietary’
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/dual-network-debit-cards.html

Introduction | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations

7 Jun 2011 Consultations
The third is to provide information on consumer responses to recent payment reforms, including surcharging of card transactions and direct charging at ATMs.
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/introduction.html

The Environment for Innovation in the Australian Payments System | Strategic Review of Innovation in the Payments System: Issues for…

7 Jun 2011 Consultations
For instance, the rules for the ATM system are largely set through the APCA processes, but some of the largest owners of ATMs have no direct input into these decisions, once ... This includes access codes/regimes for the MasterCard and Visa systems, the
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/issues/environment-innovation-australian.html

The Current Payments Landscape | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations

7 Jun 2011 Consultations
Graph 7. Graph 8. One of the main factors that may have influenced this change in cash withdrawal behaviour was the move to direct charging at ATMs from early 2009. ... This reform increased the transparency and flexibility of ATM charges, leading
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/current-payments-landscape.html

Dual-Network Cards and Mobile Wallet Technology: Consultation Paper - December 2016

7 Dec 2016 Consultations PDF 524KB
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/pdf/20161207-dual-network-cards-and-mobile-wallet-technology.pdf