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RBA Glossary definition for ATM

ATM – Automated Teller Machine

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A Variation to the Access Regime for the ATM System: Consultation Document May 2012

28 May 2012 Consultations PDF 804KB
This extended power could be used to grant an exemption for a scheme being proposed by the ATM industry for providing charge-free access to ATMs in selected very remote Indigenous ... ATM Acquirer does not pay an interchange fee to access any ATMs of the
https://www.rba.gov.au/publications/consultations/201205-acc-reg-atm-sys-cons-doc/pdf/201205-acc-reg-atm-sysm-cons-doc.pdf

Insights into the Impact of Payment Systems Reforms | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 …

7 Jun 2011 Consultations
The main element of these reforms was the introduction of direct charging at ATMs, resulting in increased transparency and flexibility of ATM charges. ... knowingly paid an ATM direct charge in the month prior to the study.
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/impact-payment-systems-reforms.html

Appendix A – Study Methodology | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations

7 Jun 2011 Consultations
surcharging on cards and direct charging at ATMs). General demographic information on the participants was provided by Roy Morgan Research from its Single Source re-contact database. ... Withdrawal amount (nearest dollar). Card surcharge paid (yes/no).
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/appendix-a.html

Description of Data | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations

7 Jun 2011 Consultations
For cash withdrawals, participants recorded the withdrawal amount and method (ATM, eftpos cash-out, over-the-counter or other), as well as whether a direct charge was paid. ... surcharge or an ATM direct charge; and to help identify gaps in the services
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/description-data.html

Background | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
While certain operational procedures and general standards for the exchange of EFTPOS (and ATM) transactions were set collectively by APCA in its Consumer Electronic Clearing System (CECS) Manual and Regulations, there
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/background.html

References | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations

7 Jun 2011 Consultations
Filipovski B and D Flood (2010), ‘Reform of the ATM System – One Year On’, RBA. ... Bulletin. , June, pp 37–45. Flood D, J Hancock and K Smith (2011), ‘The ATM Reforms – New Evidence from Survey and Market Data’,.
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/references.html

Innovation Gaps in the Australian Payments System | Strategic Review of Innovation in the Payments System: Issues for Consultation June…

7 Jun 2011 Consultations
Payment messages can be sent in real-time, similar to the eftpos and ATM systems in Australia, or submitted in batches, and are made immediately available to the recipient by the ... For instance, card schemes generally set their own rules on fraud
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/issues/innovation-gaps.html

Strategic Review of Innovation in the Payments System: Results of the Reserve Bank of Australia’s 2010 Consumer Payments Use Study - June…

30 Jun 2011 Consultations PDF 1271KB
Strategic Review of Innovation in the Payments System
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/pdf/201106-strategic-review-innovation-results.pdf

Dual-Network Debit Cards | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016

10 Dec 2016 Consultations
December 2016. Download the complete Document 525. KB. Dual-network debit cards are debit/ATM cards that allow transactions to be routed through two different networks. ... This involved switching their standard debit card products from ‘proprietary’
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/dual-network-debit-cards.html

Introduction | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations

7 Jun 2011 Consultations
The third is to provide information on consumer responses to recent payment reforms, including surcharging of card transactions and direct charging at ATMs.
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/introduction.html