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RBA Glossary definition for ATM

ATM – Automated Teller Machine

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Other Regulatory Responsibilities

11 Sep 2008 PSB Annual Report – 2008
With these fees abolished, ATM owners will be free to charge customers who use their ATMs but must disclose the fee, increasing the overall transparency of pricing. ... an institution accessing another institution's ATMs in this way only has one such
https://www.rba.gov.au/publications/annual-reports/psb/2008/reg-response.html

Banknotes

21 Oct 2021 RBA Annual Report – 2021
The Bank also monitors how accessible cash is for the community as measured by distance to an ATM or bank branch. ... Banks have rationalised their ATM and bank branch networks and have sold some of their ATMs to third parties.
https://www.rba.gov.au/publications/annual-reports/rba/2021/banknotes.html

2016

6 Oct 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2016/

Regulation of the Payments System

2 Oct 2009 PSB Annual Report – 2009
the greater flexibility in pricing allowed to ATM owners would enable deployment of ATMs in locations where they might not otherwise have been viable and provide a more sustainable business model ... 2009. Average withdrawal amounts have also increased,
https://www.rba.gov.au/publications/annual-reports/psb/2009/reg-payments.html

Reform of the ATM System - One Year On

8 Jun 2010 Bulletin PDF 251KB
Reserve Bank of Australia Bulletin June 2010
https://www.rba.gov.au/publications/bulletin/2010/jun/pdf/bu-0610-6.pdf

Competition and Efficiency

25 Sep 2003 PSB Annual Report – 2003
Some of these ATMs are likely to charge a higher fee than banks currently charge on their machines. ... Nevertheless, many ATMs are likely to continue to charge less than the ‘convenience’ ATMs, providing consumers with choice.
https://www.rba.gov.au/publications/annual-reports/psb/2003/competition.html

Recent Developments in the ATM Industry

10 Feb 2020 Bulletin December Quarter 2017 PDF 1810KB
https://www.rba.gov.au/publications/bulletin/2017/dec/pdf/bu-1217-6-recent-developments-in-the-atm-industry.pdf

Competition and Efficiency

24 Mar 2003 PSB Annual Report – 2002
Under this regime, there would be a direct relationship between the ATM owner and cardholders wishing to withdraw cash. ... Card issuers would also be free to charge their customers directly for ‘foreign’ ATM transactions.
https://www.rba.gov.au/publications/annual-reports/psb/2002/competition.html

Competition and Efficiency

21 Mar 2002 PSB Annual Report – 2001
0.49. 0.21. b. 0.70. b. 1.40. Own ATM. a. 0.49. 0.21. ... b Does not allow for a difference in switching costs between own ATM and foreign ATM withdrawals.
https://www.rba.gov.au/publications/annual-reports/psb/2001/competition.html

2017

6 Oct 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2017/