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RBA Glossary definition for ATM

ATM – Automated Teller Machine

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Banknotes

21 Oct 2021 RBA Annual Report – 2021
The Bank also monitors how accessible cash is for the community as measured by distance to an ATM or bank branch. ... Banks have rationalised their ATM and bank branch networks and have sold some of their ATMs to third parties.
https://www.rba.gov.au/publications/annual-reports/rba/2021/banknotes.html

Regulatory Developments in Retail Payments

8 Sep 2011 PSB Annual Report – 2011
The taskforce was asked to consider the impact of the reforms on the transparency and level of ATM fees, consumer behaviour, competition in the ATM market and the deployment of ATMs. ... RBA (2009), An Access Regime for the ATM System, February,
https://www.rba.gov.au/publications/annual-reports/psb/2011/regulatory-dev.html

2016

6 Oct 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2016/

Other Regulatory Responsibilities

11 Sep 2008 PSB Annual Report – 2008
With these fees abolished, ATM owners will be free to charge customers who use their ATMs but must disclose the fee, increasing the overall transparency of pricing. ... an institution accessing another institution's ATMs in this way only has one such
https://www.rba.gov.au/publications/annual-reports/psb/2008/reg-response.html

Background | A Variation to the Access Regime for the ATM System: Consultation Document – May 2012 | Consultations

29 May 2012 Consultations
A Variation to the Access Regime for the ATM System: Consultation Document – May 2012 Background. ... Available at <www.rba.gov.au/payments-and-infrastructure/atms/access-regime/atm-access-0209.pdf>The materials on this webpage are subject to copyright
https://www.rba.gov.au/publications/consultations/201205-acc-reg-atm-sys-cons-doc/background.html

Regulation of the Payments System

2 Oct 2009 PSB Annual Report – 2009
the greater flexibility in pricing allowed to ATM owners would enable deployment of ATMs in locations where they might not otherwise have been viable and provide a more sustainable business model ... 2009. Average withdrawal amounts have also increased,
https://www.rba.gov.au/publications/annual-reports/psb/2009/reg-payments.html

Reform of the ATM System - One Year On

8 Jun 2010 Bulletin PDF 251KB
Reserve Bank of Australia Bulletin June 2010
https://www.rba.gov.au/publications/bulletin/2010/jun/pdf/bu-0610-6.pdf

Applications for Authorisation in Relation to 3D Secure – February 2016 | Payments System | Submissions

8 May 2024 Submissions
Graph 2. While the rates of fraud for eftpos and ATM transactions remain relatively low compared with the rates for international scheme card purchases, counterfeiting activity has not declined by the ... The industry is working to upgrade eftpos cards
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-3d-secure/index.html

Competition and Efficiency

25 Sep 2003 PSB Annual Report – 2003
Some of these ATMs are likely to charge a higher fee than banks currently charge on their machines. ... Nevertheless, many ATMs are likely to continue to charge less than the ‘convenience’ ATMs, providing consumers with choice.
https://www.rba.gov.au/publications/annual-reports/psb/2003/competition.html

ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia

28 Jan 2015 RDP PDF 739KB
Section 6 concludes. 2. The ATM Market in Australia. At the beginning of 2009 there were around 27 000 ATMs in Australia. ... the cost of providing ATM services and distance between ATMs are given by c = 1 and l = 2.
https://www.rba.gov.au/publications/rdp/2012/pdf/rdp2012-03.pdf