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RBA Glossary definition for ATM

ATM – Automated Teller Machine

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The Introduction of Direct Charging for ATMs

14 Apr 2009 Bulletin PDF 117KB
Reserve Bank of Australia Bulletin April 2009
https://www.rba.gov.au/publications/bulletin/2009/apr/pdf/bu-0409-1.pdf

Attachment | A Variation to the Access Regime for the ATM System: Consultation Document – May 2012 | Consultations

29 May 2012 Consultations
an ‘ATM Issuer’ has the same meaning as in the ATM Access Code;. ... ATM Acquirer does not pay an interchange fee to access any ATMs of the ATM Issuer in the arrangement;.
https://www.rba.gov.au/publications/consultations/201205-acc-reg-atm-sys-cons-doc/attachment.html

Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions

8 May 2024 Submissions
The study then applied this general framework to the ATM, credit card and debit card systems in Australia. ... 4. Transaction fees ($). ATM. 0.50. 0.50. 0.60. 0.60. 0.65. Branch.
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html

Consultations

4 Apr 2024 Consultations
Index of Consultations
https://www.rba.gov.au/publications/consultations/

The Australian Securities and Investments Commission's Review of the EFT Code of Conduct – April 2007 | Payments System | Submissions

8 May 2024 Submissions
For a number of years now, the Reserve Bank has encouraged industry-based reform of the ATM system. ... or business restrictions limiting the ability of ATM owners to impose a direct charge.
https://www.rba.gov.au/publications/submissions/payments-system/asic-review-of-eft-code-of-conduct/index.html

Cash

8 Aug 2017 RDP 2017-04
Mary-Alice Doyle, Chay Fisher, Ed Tellez and Anirudh Yadav
0.2. Median value of top-ups ($). 100. 100. 60. 100. Via ATM. ... For instance, it indicates that ATM fees were most commonly paid by lower-income respondents and those living outside of capital cities (potentially due to greater difficulty accessing
https://www.rba.gov.au/publications/rdp/2017/2017-04/cash.html
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The Growing Demand for Cash

15 Sep 2017 Bulletin – September 2017
Gordon Flannigan and Andrew Staib
While survey data indicate that the share of Australian consumers' payments made with cash continues to fall, the number (and value) of banknotes in circulation continues to grow at around its trend pace of 6 per cent per year. This article
https://www.rba.gov.au/publications/bulletin/2017/sep/8.html

Appendix A: Survey Methodology

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
Source of cash:. – ATM. – Cash-out. – Over the counter at a bank branch. – ... Yes – I have an ATM/debit card that can process payments through more than one network.
https://www.rba.gov.au/publications/rdp/2023/2023-08/appendix-a.html
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Proposed merger between Armaguard and Prosegur – October 2022 | Responses and Options Paper

8 May 2024 Submissions
The use of ATMs has been declining since 2008, with the COVID-19 pandemic resulting in a further downward shift in ATM use in the past few years (Graph 3). ... The declining use of ATMs appears to have prompted many banks and other deployers to
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-october-2022/index.html

Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey

14 Sep 2020 RDP 2020-06
James Caddy, Luc Delaney and Chay Fisher
Via ATM. 100. 100. 80. 100. 100. Via cash out at point of sale. ... Alongside declining transactional cash use and falling ATM withdrawals, the provision of cash access points such as ATMs and bank branches has fallen over recent years.
https://www.rba.gov.au/publications/rdp/2020/2020-06/full.html
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