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RBA Glossary definition for ATM

ATM – Automated Teller Machine

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Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey

14 Sep 2020 RDP 2020-06
James Caddy, Luc Delaney and Chay Fisher
Via ATM. 100. 100. 80. 100. 100. Via cash out at point of sale. ... Alongside declining transactional cash use and falling ATM withdrawals, the provision of cash access points such as ATMs and bank branches has fallen over recent years.
https://www.rba.gov.au/publications/rdp/2020/2020-06/full.html
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The Draft Access Regime | An Access Regime for the ATM System – February 2009

9 Mar 2023
the new entrant to exchange transaction messages and clear and settle ATM transactions with the incumbent. ... The Draft Access Regime also allowed institutions to establish one-way arrangements whereby they pay a per-transaction fee to an ATM owner so
https://www.rba.gov.au/payments-and-infrastructure/atms/access-regime/draft-access.html

Banknotes

21 Oct 2021 RBA Annual Report – 2021
The Bank also monitors how accessible cash is for the community as measured by distance to an ATM or bank branch. ... Banks have rationalised their ATM and bank branch networks and have sold some of their ATMs to third parties.
https://www.rba.gov.au/publications/annual-reports/rba/2021/banknotes.html

Modernising Australia's Payments System

12 Dec 2023 Speech
Michele Bullock
Speech delivered by Michele Bullock, Governor, Australian Payments Network Summit, Sydney
https://www.rba.gov.au/speeches/2023/sp-gov-2023-12-12.html

2016

6 Oct 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2016/

Regulatory Developments in Retail Payments

8 Sep 2011 PSB Annual Report – 2011
The taskforce was asked to consider the impact of the reforms on the transparency and level of ATM fees, consumer behaviour, competition in the ATM market and the deployment of ATMs. ... RBA (2009), An Access Regime for the ATM System, February,
https://www.rba.gov.au/publications/annual-reports/psb/2011/regulatory-dev.html

Publications | Payments & Infrastructure Resources

23 Apr 2024
A list of useful Australian publications on payments issues
https://www.rba.gov.au/payments-and-infrastructure/resources/publications/

ATM Designation

20 Jan 2009 PDF 25KB
Submissions on Draft Access Regime for the ATM System
https://www.rba.gov.au/payments-and-infrastructure/atms/submissions-draft-access/aba-160109.pdf

Views Expressed During Consultation | A Variation to the Access Regime for the ATM System: Conclusions – August 2012

9 Mar 2023
A Variation to the Access Regime for the ATM System: Conclusions – August 2012 4. ... Footnote. Indue's concerns were expressed on behalf of the Traditional Credit Union, for whom Indue provides transactional and electronic funds transfer services
https://www.rba.gov.au/payments-and-infrastructure/atms/var-access-regime/views-expressed.html

Consultation | An Access Regime for the ATM System – February 2009

9 Mar 2023
In addition, small institutions may still, if they wish, absorb the cost of ATM withdrawals for their customers to provide broader fee-free access to ATMs, just as they currently do. ... The Bank encourages ATM operators to ensure that audio-enabled ATMs
https://www.rba.gov.au/payments-and-infrastructure/atms/access-regime/consultation.html