Search: APPs

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RBA Glossary definition for APPs

APPs – Australian Privacy Principles, replaced the Information Privacy Principles and the National Privacy Principles on 12 March 2014.

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Submission to Payments System Review – January 2021 | Responses and Options Paper

8 May 2024 Submissions
The increased consumer use of remote payments has been accompanied by more businesses selling goods or services on their websites or via mobile apps. ... These payment methods are commonly used for app-based ride-hailing and meal delivery services, for
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html

Inquiry into Mobile Payment and Digital Wallet Financial Services – July 2021 | Payments System | Submissions

8 May 2024 Submissions
can initiate a payment from their bank's app without the involvement of the technology company's mobile wallet. ... However, online merchants that integrate wallet providers' checkout ‘buttons’ on their websites or in their apps may be required to
https://www.rba.gov.au/publications/submissions/payments-system/inquiry-into-mobile-payment-and-digital-wallet-financial-services/index.html

Financial Stability Review

15 Nov 2023 FSR - October 2023 PDF 4631KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/financial-stability-review-2023-10.pdf

The Australian Financial System

7 Oct 2022 FSR – October 2022
Another major bank – CBA – had announced plans to allow some crypto-assets to be purchased using the CommBank app, though these plans are on hold pending further clarity on the regulatory
https://www.rba.gov.au/publications/fsr/2022/oct/australian-financial-system.html

5.5 Focus Topic: Operational Risk in a Digital World

6 Oct 2023 FSR – October 2023
5.5 Focus Topic: Operational Risk in a Digital World | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/focus-topic-operational-risk-in-a-digital-world.html

Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2019 | Payments System | Submissions

28 Dec 2019 Submissions
in-app payments that embed the payment in a transaction, obtaining customer details once and then removing the need for authorisation of subsequent individual transactions. ... These payment methods are commonly used for app-based ride-hailing and meal
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/index.html

5.5 Focus Topic: Operational Risk in a Digital World

9 Oct 2023 FSR - October 2023 PDF 115KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/09-focus-topic-operational-risk-in-a-digital-world.pdf

The Australian Financial System

21 Nov 2022 FSR - October 2022 PDF 1212KB
https://www.rba.gov.au/publications/fsr/2022/oct/pdf/03-australian-financial-system.pdf

Introduction | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016

10 Dec 2016 Consultations
The electronic representation of the card is contained in a ‘mobile wallet’ – an ‘app’ provided either by the cardholder's financial institution or by a third-party mobile wallet provider. ... Almost all Australian card-issuing financial
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/introduction.html

Dual-Network Cards and Mobile Wallet Technology: Consultation Paper - December 2016

7 Dec 2016 Consultations PDF 524KB
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/pdf/20161207-dual-network-cards-and-mobile-wallet-technology.pdf