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RBA Glossary definition for APPs

APPs – Australian Privacy Principles, replaced the Information Privacy Principles and the National Privacy Principles on 12 March 2014.

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5.5 Focus Topic: Operational Risk in a Digital World

9 Oct 2023 FSR - October 2023 PDF 115KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/09-focus-topic-operational-risk-in-a-digital-world.pdf

Financial Stability Review

15 Nov 2023 FSR - October 2023 PDF 4631KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/financial-stability-review-2023-10.pdf

The Australian Financial System

21 Nov 2022 FSR - October 2022 PDF 1212KB
https://www.rba.gov.au/publications/fsr/2022/oct/pdf/03-australian-financial-system.pdf

Submission to the Parliamentary Joint Committee on Corporations and Financial Services inquiry into Mobile payment and digital wallet…

26 May 2021 Submissions PDF 626KB
can initiate a payment from their bank’s app without the involvement of the technology company’s mobile wallet. ... However, online merchants that integrate wallet providers’ checkout ‘buttons’ on their websites or in their apps may be required
https://www.rba.gov.au/publications/submissions/payments-system/pdf/inquiry-into-mobile-payment-and-digital-wallet-financial-services.pdf

Inquiry into the adequacy and efficacy of Australia’s AML/CTF regime

6 Sep 2021 Submissions PDF 179KB
Submission to the Senate Legal and Constitutional Affairs References Committee
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-into-the-adequacy-and-efficacy-of-australias-aml-ctf-regime-2021-08/pdf/inquiry-into-the-adequacy-and-efficacy-of-aus-aml-ctf-regime-2021-08.pdf

A Strategic Plan for the Payments System

6 Jun 2023 Submissions PDF 539KB
with these payments. PayTo could be used in a range of other payment scenarios, including for in-app.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/consultation-on-a-strategic-plan-for-the-payments-system.pdf

Financial Stability Review

21 Nov 2022 FSR - October 2022 PDF 5119KB
https://www.rba.gov.au/publications/fsr/2022/oct/pdf/financial-stability-review-2022-10.pdf

Submission to Payments System Review

3 Feb 2021 Submissions PDF 1155KB
or via mobile apps. Payments often happen automatically ‘in the background’ now, with payment. ... These. payment methods are commonly used for app-based ride-hailing and meal delivery services, for.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/submission-to-payments-system-review-01-2021.pdf

Submission to the Senate Select Committee on Financial Technology and Regulatory Technology

9 Jan 2020 Submissions PDF 797KB
both online and in person.  in-app payments that embed the payment in a transaction, obtaining customer details once and. ... methods are commonly used for app-based ride-hailing and meal delivery services, for example.
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/pdf/financial-and-regulatory-technology.pdf

Submission to the Financial System Inquiry March 2014

10 Nov 2017 Submissions PDF 3041KB
Financial System Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/pdf/financial-system-inquiry-2014-03.pdf