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RBA Glossary definition for APPs

APPs – Australian Privacy Principles, replaced the Information Privacy Principles and the National Privacy Principles on 12 March 2014.

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Submission to Payments System Review – January 2021 | Responses and Options Paper

8 May 2024 Submissions
The increased consumer use of remote payments has been accompanied by more businesses selling goods or services on their websites or via mobile apps. ... These payment methods are commonly used for app-based ride-hailing and meal delivery services, for
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html

Inquiry into Mobile Payment and Digital Wallet Financial Services – July 2021 | Payments System | Submissions

8 May 2024 Submissions
can initiate a payment from their bank's app without the involvement of the technology company's mobile wallet. ... However, online merchants that integrate wallet providers' checkout ‘buttons’ on their websites or in their apps may be required to
https://www.rba.gov.au/publications/submissions/payments-system/inquiry-into-mobile-payment-and-digital-wallet-financial-services/index.html

Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2019 | Payments System | Submissions

28 Dec 2019 Submissions
in-app payments that embed the payment in a transaction, obtaining customer details once and then removing the need for authorisation of subsequent individual transactions. ... These payment methods are commonly used for app-based ride-hailing and meal
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/index.html

Submission to Payments System Review

3 Feb 2021 Submissions PDF 1155KB
or via mobile apps. Payments often happen automatically ‘in the background’ now, with payment. ... These. payment methods are commonly used for app-based ride-hailing and meal delivery services, for.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/submission-to-payments-system-review-01-2021.pdf

Submission to the Parliamentary Joint Committee on Corporations and Financial Services inquiry into Mobile payment and digital wallet…

26 May 2021 Submissions PDF 626KB
can initiate a payment from their bank’s app without the involvement of the technology company’s mobile wallet. ... However, online merchants that integrate wallet providers’ checkout ‘buttons’ on their websites or in their apps may be required
https://www.rba.gov.au/publications/submissions/payments-system/pdf/inquiry-into-mobile-payment-and-digital-wallet-financial-services.pdf

A Strategic Plan for the Payments System

6 Jun 2023 Submissions PDF 539KB
with these payments. PayTo could be used in a range of other payment scenarios, including for in-app.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/consultation-on-a-strategic-plan-for-the-payments-system.pdf

Inquiry into the adequacy and efficacy of Australia’s AML/CTF regime

6 Sep 2021 Submissions PDF 179KB
Submission to the Senate Legal and Constitutional Affairs References Committee
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-into-the-adequacy-and-efficacy-of-australias-aml-ctf-regime-2021-08/pdf/inquiry-into-the-adequacy-and-efficacy-of-aus-aml-ctf-regime-2021-08.pdf

Submission to the Senate Select Committee on Financial Technology and Regulatory Technology

9 Jan 2020 Submissions PDF 797KB
both online and in person.  in-app payments that embed the payment in a transaction, obtaining customer details once and. ... methods are commonly used for app-based ride-hailing and meal delivery services, for example.
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/pdf/financial-and-regulatory-technology.pdf

Submission to the Inquiry into the Adequacy and Efficacy of Australia's AML/CTF Regime – August 2021 | Financial Sector | Submissions

1 Jul 2014 Submissions
manage. A ‘Payment with Document’ service would also be valuable to payees, who could quickly and easily access correspondence directly from their banking app or online banking service to understand what
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-into-the-adequacy-and-efficacy-of-australias-aml-ctf-regime-2021-08/index.html

Competition in the Payments System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
Almost all financial institutions in Australia have internet banking mobile apps, which facilitate mobile payments. ... Third-party mobile wallet apps, such as Apple Pay, Android Pay and Samsung Pay, have all been recently launched in Australia, although
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/competition-in-the-payments-system.html