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RBA Glossary definition for APPs

APPs – Australian Privacy Principles, replaced the Information Privacy Principles and the National Privacy Principles on 12 March 2014.

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Quarterly Disclosures – Retail Payment Service Reliability – March 2022

17 Mar 2022 PDF 132KB
Outages exclude the inability to initiate payments due to unavailability of web or app banking channels, or a branch. ... Excludes the inability to initiate NPP/Osko payments due to unavailability of web or app banking channels, or a branch.
https://www.rba.gov.au/payments-and-infrastructure/resources/pdf/reliability-disclosures.pdf

The Evolving Payments Landscape

21 Oct 2021 PSB Annual Report - 2021 PDF 434KB
https://www.rba.gov.au/publications/annual-reports/psb/2021/pdf/the-evolving-payments-landscape.pdf

Payments System Board Annual Report 2021

21 Oct 2021 PSB Annual Report - 2021 PDF 1811KB
https://www.rba.gov.au/publications/annual-reports/psb/2021/pdf/psb-annual-report-2021.pdf

Retail Payments Regulation and Policy Issues

21 Oct 2021 PSB Annual Report - 2021 PDF 277KB
https://www.rba.gov.au/publications/annual-reports/psb/2021/pdf/retail-payments-regulation-and-policy-issues.pdf

Review of Retail Payments Regulation - Regulation Impact Statement October 2021

21 Oct 2021 PDF 1535KB
within an ‘app’. ... services and in-app payments (e.g. where payment details are provided once and then stored – typically.
https://www.rba.gov.au/payments-and-infrastructure/review-of-retail-payments-regulation/pdf/review-of-retail-payments-regulation-impact-statement-oct-2021.pdf

Inquiry into the adequacy and efficacy of Australia’s AML/CTF regime

6 Sep 2021 Submissions PDF 179KB
Submission to the Senate Legal and Constitutional Affairs References Committee
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-into-the-adequacy-and-efficacy-of-australias-aml-ctf-regime-2021-08/pdf/inquiry-into-the-adequacy-and-efficacy-of-aus-aml-ctf-regime-2021-08.pdf

CMSPI 19th Floor, Promenade II 1230 Peachtree Street NE ...

19 Jul 2021 PDF 1127KB
multiple steps within the app to alter their network choice.10. With digital wallets forecasted to take up a growing share of the payments mix and the Covid-19 pandemic having.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation-may-2021/cmspi-2021-07-08.pdf

20210712 - ABA submission to RBA retail payments review consultation paper

12 Jul 2021 PDF 228KB
This part of the payments ecosystem in particular continues to evolve, reflecting Australian consumers’ adoption of technology including mobile and in-app payments, closer integration of marketing and payments, and the
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation-may-2021/aba-2021-07-12.pdf

20210709 - ACCI submission to the RBA review of retail payments regulation

9 Jul 2021 PDF 545KB
Fintechs need the opportunity to introduce smart payment apps, that are focused on driving value for merchants and their customers, in a way that integrates with existing payment platforms.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation-may-2021/acci-2021-07-09.pdf

Mastercard 72 Christie Street St Leonards NSW 2065 Australia ...

9 Jul 2021 PDF 381KB
providing frictionless, secure payments using Mastercard security grade tokenisation for a growing number of pay ahead or as-you-go in app payments for online food delivery, entertainment streaming and transport
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation-may-2021/mastercard-2021-07-09.pdf