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RBA Glossary definition for APCS

APCS – Australian Paper Clearing System operated by Australian Payments Network (AusPayNet)

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The Ongoing Decline of the Cheque System

15 Jun 2017 Bulletin – June 2017
Ed Tellez
Cheque use in Australia has declined significantly over the past few decades and currently represents only a small share of non-cash payments. This decline reflects changes in the payments market as a result of technological change and customer
https://www.rba.gov.au/publications/bulletin/2017/jun/7.html

Modernising Payments Messaging: The ISO 20022 Standard

17 Sep 2020 Bulletin – September 2020
Tarnia Major and Joseph Mangano
Electronic payments rely on the exchange of messages to instruct the flow of funds between financial institutions.
https://www.rba.gov.au/publications/bulletin/2020/sep/modernising-payments-messaging-the-iso-20022-standard.html

Can Structural Change Account for the Low Level of Non-mining Investment?

20 Jun 2019 Bulletin – June 2019
Jonathan Hambur and Keaton Jenner
No, it cannot. Non-mining firms have invested less over the past decade, relative to their output, than they did over the previous two decades, and this decline in investment intensity has been broad based across firms.
https://www.rba.gov.au/publications/bulletin/2019/jun/can-structural-change-account-for-the-low-level-of-non-mining-investment.html