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RBA Glossary definition for ACT

ACT – Australian Competition Tribunal

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List of tables | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector | Submissions

1 Jan 1991 Submissions
The savings act to reduce interest commitments which tends to shorten the term of the loan.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/tables.html

Submission on Data Sharing and Release Legislation – August 2018 | Data Sharing | Submissions

1 Aug 2018 Submissions
Payment Systems and Netting Act 1998. or the repealed. Banks (Shareholdings) Act 1972. ... Corporations Act 2001. dealing with licensing and regulation of clearing and settlement facilities; or.
https://www.rba.gov.au/publications/submissions/other/data-sharing-and-release-legislation/

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-The Credit Card Market

8 May 2024 Submissions
These difficulties can arise when a merchant does not act on a cardholder's instruction to cancel a recurring payment, or when the cardholder closes their account but does not take
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/the-credit-card-market.html

Background to Introduction of the Guarantee Arrangements | Joint Submission from the RBA and APRA to the Inquiry into Bank Funding…

1 Jul 2009 Submissions
The Irish Government was the first to act in late September by providing a guarantee with an unlimited cap for deposits at the largest institutions, an approach followed by Austria and
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-bank-funding-guarantees/background.html

Table 1: Financial Institutions Shares of Total Assets | Submission to the Inquiry into the Australian Banking Industry – January 1991 |…

1 Jan 1991 Submissions
c) General insurance offices, Intra-group financiers, Co-operative housing societies and Other financial institutions registered under the Financial Corporations Act.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/table-1.html

List of tables | Submission to the Productivity Commission Inquiry on First Home Ownership – November 2003 | Housing and Housing Finance |…

1 Nov 2003 Submissions
Out-of-pocket expense. $81. Assumes that the ATO approves the investor's application under Section 15.15 of the Taxation Administration Act to reduce tax withheld from other income.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/tables.html

Prudential Supervision | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector | Submissions

1 Jan 1991 Submissions
If a bank authorised under the Banking Act were to get into serious difficulty, the Reserve Bank has very wide powers which go beyond the provision of liquidity support and the ... Such schemes risk reducing the onus on managers and directors to act
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/prudential-supervision.html

Appendix 1: Changes to Bank Regulations | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector…

1 Jan 1991 Submissions
subsequent significant changes to these regulations. The powers given to the Reserve Bank (RBA) under the Banking Act (1959) were extensively used to control the activities of the trading and savings ... 1975. January. The agreement between banks to
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/appendix-1.html

Appendix 1: OECD and Salomon Brothers Data | International Comparisons of Bank Margins – August 1994 | Bank Fees and Margins | Submissions

1 Aug 1994 Submissions
are made at very fine spreads, they act to narrow measured margins for these countries overall.
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/appendix-1.html

Appendix 3: Foreign Bank Participation in Australian Banking and Finance, December 1990 | Submission to the Inquiry into the Australian…

1 Jan 1991 Submissions
Foreign Banks that Fully and Directly Own Companies Registered Under the Financial Corporations Act.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/appendix-3.html